Native American Programs

Native American Home Buyer Programs 

Tribal Housing Activities Loan Guarantee Program (Title VI)

Title VI is an effective public investment tool that HUD offers to federally recognized tribes and Tribally Designated Housing Entities (TDHEs). It provides an additional source of financing for affordable tribal housing activities. Learn More
  • Create new housing
  • Rehabilitate housing
  • Build infrastructure
  • Construct community facilities
  • Acquire land to be used for housing
  • Prepare architectural & engineering plans
  • Fund financing costs

Section 184: Indian Home Loan Guarantee Program

The Section 184 Indian Home Loan Guarantee Program is a home mortgage specifically designed for American Indian and Alaska Native families, Alaska Villages, Tribes, or Tribally Designated Housing Entities. Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.

Because of the unique status of Indian lands being held in Trust, Native American homeownership has historically been an under-served market. Working with an expanding network of private sector and tribal partners, the Section 184 Program endeavors to increase access to capital for Native Americans and provide private funding opportunities for tribal housing agencies with the Section 184 Program. 

Citizen Potawatomi Nation Housing Authority- Down Payment & Closing Cost Assistance Grant

Offered as a one-time-only grant for Native Americans, with priority given to CPN tribal members. All CPN tribal members residing in the United States may apply. Other Native American applicants must live within the tribal jurisdiction, must be age 60 or older, and within the 80% National Median Income Limit. Oklahoma residents may be required to mortgage through the tribally owned bank, First National Bank & Trust Co. (FNB) in Shawnee. The maximum grant is $2,125. Mobile homes are not eligible for this grant. Applications must be submitted at least three weeks prior to closing or no later than 30 days after the closing date. Applications received after the 30-day limit will not be considered.