New employees have 30 days to enroll in Health, Dental or Life Insurance benefits. Benefits begin on the first of the month following your first 30 days of employment. For example, benefits will begin on November 1st for someone who starts work on September 10th.
Open enrollment for benefits occurs every May. During this time, existing employees can choose to add or drop Health, Dental or Life Insurance.
Benefits may also be changed any time of year with a qualifying event, such as a marriage, divorce, birth/adoption of a child, child reaches age 26, loss of health care coverage through your spouse, etc.
For all insurance and other benefit questions please contact one of the following:
Town of Maynard Benefits Overview
Click here for FY 17 Health and Dental Rates effective July 1, 2016 - June 30, 2017
Click here to use MIIA's interactive link to view benefit details.
Blue Cross Blue Shield HMO, page 2 & 29 in above MIIA link
Blue Cross Blue Shield PPO, page 15 & 33 in above MIIA link
Pharmacy, page 37 in above MIIA link
Mail Order Pharmacy, page 113 in above MIIA link
BCBS A Healthy Me - Programs and Discounts, page 129 in above MIIA link
Fitness $150 Reimbursement form
Blue Cross Dental
Maynard is a member of MIIA (Massachusetts Interlocal Insurance Association) which is a collective of Towns and Cities in the state. MIIA offers free programs and classes, as well as discounts and other benefits to employees who carry the Town's heal insurance.
Flex Spending Account (FSA) - Cafeteria Plan Advisors, Inc., (781) 848-9848
Dependent Care Account up to $5,000 a year
Healthcare Account up to $2,500 a year, a debit card is provided for this account
The FSA enrollment period ends September 15, with the plan year beginning on October 1. Flex Spending lets you set aside a portion of your paycheck tax-free to pay for certain health and dependent care expenses. Contributions are deducted from your paycheck prior to taxes. The maximum amount of these accounts are set by the IRS. Any amount up to $500 left in the Healthcare Account is rolled over to the new plan year if re-enrolled for that year.
Investment Opportunities (Not subject to open enrollment restrictions, can be opened any time of year)
403(b) - Tax Sheltered Annuities - there are several companies the town works with. Contact Business Office for list.
457 Deferred Compensation Plans - Massachusetts Deferred Compensation SMART Plan, (877) 457-1900.
Employee Assistance Program - 1-800-451-1834
Free Legal and Financial Consultation
Referrals to resources such as child/elder care, support groups, camps and much more.
Other Insurance Benefits
Aflac Supplemental Insurance
Please refer to union contracts for details on Vacation, Personal, and Sick time, as well other negotiated benefits.