Expenses & Scholarships

Tuition

Full-Time Student Tuition 

A full-time student, enrolled in day or evening classes, carries a course load of 12 to 18 credit hours. 

Basic Tuition $8,214.50 Per Semester

Allied Health Full-Time Tuition (Dental Hygiene, EFDA, Vet. Tech.) $8,599.50 Per Semester

Dental Hygiene Clinic Fee $1100 Per Semester

EFDA Clinic Fee $475 Per Semester

General/Technology Fee $300 Per Semester

Room and Board $3,864.50 Per Semester

Private Room & Board $4464.50 Per Semester


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Part-Time Student Tuition 

A part-time student, enrolled in day or evening classes, carries a course load of less than 12 credit hours.

Basic Tuition $669 Per Credit Hour

Allied Health Tuition (Dental Hygiene, EFDA, Vet. Tech.) $719 Per Credit Hour

Post-Baccalaureate Paralegal Program $309 Per Credit Hour

Dental Hygiene Clinic Fee $950 Per Semester

EFDA Clinic Fee $400 Per Semester

General/Technology Fee $100 Per Semester




Fees / Flat Fees 

Biohazardous/Chemical Waste Disposal Fee (For Dental Hygiene, EFDA, Vet. Tech.) $75

C.L.E.P. or Exemption Credit recorded on transcript, $35 Per Credit Hour 

Course Overload Fee (19 credits or more), $100 Per Credit Hour 

Entrance Retest Fee, $25

Exemption Test, $30

Graduation Fee, $125

Lab Fee, $125

Late Payment Fee, $60

Orientation Fee, $50

Portfolio Assessment Fee, $100

Registration Fee (non-matriculated), $35 

Returned Check/Credit Card Fee, $15

Security Deposit, Resident Student $200

Senior Citizen Discount (65 years old and up), 20% 

Lifetime Transcript Fee (One Time Charge) $50

Same Day Transcript Fee, $15

Credit by examination, $35 per Credit Hour


* The General Fee supports library services, student activities, technology and the Learning Center. 

*The Graduation Fee contributes to the cost of announcements, invitations, diplomas, honoraria and permanent transcript maintenance.   Please note: Students are responsible for the cost of Cap & Gown as this is not included in the graduation fee.

*The Board of Trustees of Manor College reserves the right to change tuition and fees without notice. 






Financial Aid

The Financial Aid Office at Manor College awards financial aid to applicants who have been accepted for admission to the College. In order to receive federal and state aid, a student must be a U.S. citizen or an eligible non-citizen. We offer need-based financial aid to eligible applicants in the form of grants, loans and campus employment. Scholarships (merit-based) are awarded on the basis of the applicant’s academic achievement and future promise.

The student’s demonstrated need is equal to the total cost of attendance (COA) which includes tuition, fees, books, supplies, room, board, transportation and miscellaneous personal expenses, less the Expected Family Contribution (EFC), which is determined by the Department of Education by processing the Free Application for Federal Student Aid (FAFSA). The Department of Education takes into consideration the household size, number in college, parent’s and student’s income and assets when calculating the EFC.





Application procedures for Financial Aid

For students seeking financial aid, they must apply as soon as possible after October each year. A student must apply for financial aid prior to the time he/she is applying for admission to the College. All forms should be submitted by March 1st. Applications received after that time will be considered on a first come first serve basis.

All who have previously attended a post-secondary institution, including Manor College, must submit their FAFSA application prior to March 1st.

The applicant must submit a completed Free Application for Federal Student Aid (FAFSA) to the Central Processing Center. Applying on-line at www.fafsa.ed.gov is the best option.
If a student’s file is selected for verification the following information must be submitted to the financial aid office before any aid will be processed:

• Verification Worksheet
• IRS Tax return transcript or use of IRS Data retrieval on the FAFSA

The Manor College federal school code for the FAFSA is 003294.



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Financial Aid Programs

A student must formally apply for financial aid to receive any award of grant, loan, campus employment or scholarship which is funded by Federal, State, or Institutional monies. Each program has its own criteria and guidelines for awarding funds. PHEAA and Pell Grant amounts are automatically calculated by ling the FAFSA. Campus-based aid amounts (FSEOG, Federal Work Study and Federal Perkins Loan Program) and Institutional Grant amounts (Manor Grants and Scholarships) are administered by Manor College and based on the availability of funds. Financial Aid is awarded in the order which applications are received. Notification of all awards will be made via the student’s Financial Aid Award Letter after a student has been accepted for admission to the college.



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Grant Aid

Financial Aid that comes in the form of a grant is free money toward the tuition bill for enrollment in college and does not have to be repaid.

Pennsylvania Higher Education Assistance Agency (PHEAA) State Grant

The PHEAA State Grant is for Pennsylvania residents who are enrolled full-time (12 or more credits) or part-time (minimum of 6 credits per semester) in an undergraduate program (matriculating) and have demonstrated nancial need. Current students must le their FAFSA prior to May 1 to be considered for a state grant. Students who reside outside of Pennsylvania should check with their respective State Boards of Education to see if there are any grant programs avail- able. Visit PHEAA’s Web site at www.pheaa.org for Pennsylvania state grant information.


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Federal Pell Grant Program

This federally funded program is for matriculated full and part-time undergraduate students. Recipients must have demonstrated exceptional financial need.


Federal Supplemental Educational Opportunity Grant (FSEOG)

This is a federally funded grant program awarded to full and part-time students. Recipients must have demonstrated exceptional financial need.



Manor Grant

This is an institutionally funded grant awarded to full and part-time students who have demonstrated financial need to supplement other sources of financial aid.


Student Employment

Student employment is a form of financial aid that does not get directly credited to the student’s tuition bill. It is provided to help cover incidental expenses that the student incurs. Student’s receive a bi-weekly paycheck for the hours worked. The student can earn up to the amount of the award. Since student employment is based on availability of work on campus, the Financial Aid Office cannot guarantee that the student will earn his/her maximum award.



Federal Work Study Program (FWS)

This is a federally funded program awarded to full and part-time students for the academic year who demonstrate need. FWS gives college students an opportunity to have a part-time job on or off-campus. Jobs are assigned at the beginning of the academic year.


State Work Study Program

This is a state funded program for students who are interested in a campus job during the summer. The student must have nfiancial need and be a recipient of PHEAA State Grant. A separate application is required and must be led with the state by April 15. The application is available in the Manor College Financial Aid Office.



Student Loans

Loans are a form of Financial Aid that must be repaid. Students who borrow money are required by Federal Law to complete Entrance and Exit counseling. During these sessions, the rights and responsibilities for borrowers and repayment and deferment options will be explained. Loans may not be credited to a student’s account until he/she has completed an entrance counseling session or a “hold” will be placed on his/her account. A student who is graduating or withdrawing from the college must complete an exit counseling session or a “hold” will be placed on his/her account.


Federal Direct Loans

Manor College participates in the Federal Direct Loan Program. Loans are either subsidized or unsubsidized.

A Subsidized Loan is awarded on the basis of financial need with the federal government paying the interest on the loan until the end of the grace period. The grace period is a six-month period after a student graduates, leaves school or ceases half-time enrollment.

An Unsubsidized Loan is not based on need. Interest payments begin when the loan is disbursed. A student either makes quarterly interest payments or defers the interest and capitalizes it. Capitalization means the interest will be added to the principal and increases the amount to be repaid.

A student must be enrolled at least half-time (6 credits) to qualify for a Federal Direct Stafford Loan. A full-time freshman (0-29 credits) may borrow up to $9,500 per year. Full-time sophomores (30+ credits) may borrow up to $10,500 per year.


Federal Direct Loan Program

This federally funded loan is made and guaranteed by the Federal Department of Education. A student must complete a Master Promissory Note online at www.studentloan.gov.


Federal Direct Parent Loan for Undergraduate Students (PLUS)

This federally funded loan is made to a credit-worthy parent. The parent may borrow an amount up to the cost of attendance less any other nancial aid. A parent must obtain a Master Promissory Note application online at www.studentloan.gov. Repayment on PLUS loan begins 60 days after the 2nd disbursement is made to the College. If a parent is denied for a PLUS loan, a dependent student is then eligible for an additional unsubsidized loan for up to $4,000 per year.



Private (Alternative) Loans for Undergraduate Students

These non-federally funded loans are given to students to help fund the cost of attendance beyond all federal and state loan and grant help. Private loans are credit-based loans. Each loan’s Web site should be reviewed for interest rates and repayment options before choosing a loan!!! A list of private loan lenders is available at the Financial Aid Office.


Changes to Financial Aid Awards Drop, Add, or Withdraws

Students must notify the Financial Aid Office if there are any changes in their enrollment status.

Students should be aware that dropping, adding or withdrawing from one or more courses will affect financial aid eligibility and will cause a change in the student’s award. Also, a student withdrawing from one or more courses will be responsible for completing additional course work to meet Satisfactory Academic Progress requirements for financial aid.




Satisfactory Academic Progress Policy for Current Students Receiving Financial Aid

Federal regulations require that all financial aid recipients meet federal academic progress standards while taking courses toward a degree or certificate program. Progress is measured by the student’s cumulative grade point average, percentage of credits successfully completed and time frame or pace toward completion of the program. The College checks progress at the end of the Fall, Spring, and Summer semesters.

The College is federally required to have a satisfactory academic progress policy that, for a Federal Student Aid (FSA) recipient, is the same as or more strict than the College’s standards for a student enrolled in the same educational program who is not receiving assistance under an FSA program.

Each student receiving Federal Title IV Student Financial Assistance must maintain Satisfactory Academic Progress (SAP) by the standards provided in the policy which follows. Standards to be evaluated are qualitative (grades) and quantitative (PACE) and maximum hours attempted toward completing a degree or certificate).

Federal Title IV programs to which these standards apply include: Federal Pell Grant, Federal Supplemental Educational Opportunity Grant, Federal Direct Student Loans (subsidized and unsubsidized), Federal Direct Plus Loans, and Federal Work-Study.

Students who le the Free Application for Federal Student Aid (FAFSA) to receive funds from these programs must have their SAP evaluated. The SAP Policy is available in the College Catalog, and on the Financial Aid Office Webpage at http://www.manor.edu/ naid/app_proc.html . Detail on Fact Sheets. You may pick-up a copy of this policy from the Financial Aid Of ce. You may also contact Financial Aid at 215 884 6051.

There are three parts to the Satisfactory Academic Progress requirement:

Cumulative Grade Point Average (GPA)
Cumulative (Overall) progress
Maximum Time Frame
Students must comply with all three to remain eligible for aid. **More detailed explanation of policy on website.

Time Frame

For an undergraduate program the time frame cannot exceed 150% of the published length of the program measured in audit hours attempted. If a student has exceeded the 150% time frame the student will only be eligible for non-federal student assistance. For instance, if the published length of an academic program is 60 credit hours, the maximum time frame must not exceed 90 attempted credit hours.



Scholarships

Basil Guarantee

The Basil Guarantee is a tuition discount and exclusive benefit for all students enrolling in a Bachelor’s degree program. With the Basil Guarantee students who enroll in a bachelor’s degree at Manor College are eligible to receive  $2,000 off tuition for the final two years (junior/senior year) of the program.* The Basil Guarantee is a limited time offer that is available for all students who enroll (full-time) in the program between Fall 2018 and Spring 2020. 

*The discount will be applied to the tuition costs for the final 60 credits of the respective Bachelor’s degree program
*Cannot be combined with other tuition discounts
*The discount is applied to the remaining yearly balance after all institutional scholarships, grant and aid have ben applied (only to the point that is brings balance to a zero dollar amount.)
*Students must maintain satisfactory academic progress (2.0 cumulative GPA) throughout their time at Manor College to maintain the discount
*Discount will be applied to an applicant’s record at the start of the first credit of the final 60 credits of the bachelor program after the approval of the Financial Aid Office


Alumni Basil Guarantee 

Manor College believes that graduation begins a new chapter of lifelong learning and therefore is providing an alumni discount of $2,000 to Manor College Alumni seeking additional education.

*$2,000 discount off remaining yearly tuition balance after all institutional scholarships and grants have been applied.  
*Will only be applied up to the point that it brings balance to a zero dollar amount.  
*Discount applied only for the final 60 credits of the bachelor’s degree or after obtaining the associate degree (whichever is less) 
*Cannot be combined with other tuition discounts? 
* Manor students who enroll full-time in a bachelor program between Fall of 2018 and Spring of 2020
*The timing of the Alumni Basil Guarantee discount is that it will be applied to an applicant’s record at the start of the first credit of the final 60 credits of the bachelor program after the approval of the Financial Aid Office
*Must maintain satisfactory academic progress (2.0 cumulative GPA) throughout the period at Manor College to maintain the discount.



Merit Based Scholarships

Scholarships are awarded on the basis of academic excellence evident in high school records and standardized test scores. Financial need is not a consideration for selection. Students must apply for and maintain full-time status to be eligible for the scholarships listed below.


Full Scholarships (Competitive)

Full scholarships cover the total tuition costs for the freshman year and are renewable for
the length of the full-time program as long as specific credit and GPA requirements are met.
All scholarships are competitive. To be eligible a student must apply for admission to Manor College prior to March 1st. Scholarship application is required and is mailed to eligible students by the Financial Aid Office.


Manor Presidential Scholarship (Competitive)

New Freshmen or Transfer students with less than 11 college credits completed 

Minimum SAT 1030/20 ACT and 3.2 GPA 

Renewable upon completion of 30 credits at Manor with a cumulative GPA of a 3.2


Manor Founders Scholarship (Competitive)

New Freshmen or Transfer students with less than 11 college credits completed 

Minimum SAT 980/19 ACT and 3.0 GPA

Renewable upon completion of 24 credits at Manor with a cumulative GPA of 3.0


Manor St. Macrina Scholarship (Competitive)

New Freshmen or Transfer students with less than 11 college credits completed 

Minimum SAT 930/17 ACT and 2.8 GPA 

Renewable upon completion of 24 credits at Manor with a cumulative GPA of 2.8


Joseph and Rose Wawriw Scholarships * (Competitive)

New Freshmen or Transfer students with less than 11 college credits completed Top 1/3 of high school graduating class 

Minimum SAT of 1000 (CR + M must = 1000)

Renewable upon completion of 30 credits at Manor with a cumulative GPA of a 3.2

Note: Full scholarship recipients are ineligible for partial scholarship consideration. 




Partial Scholarships (Competitive)

Partial scholarships cover partial tuition costs for the freshman year. Renewable for the length of the full-time program as long as the specific credit and GPA requirements are met. All scholarships are competitive. To be eligible a student must apply to Manor College prior to March 1st. A scholarship application is required and is mailed to eligible students by the Financial Aid Office.
* Dual enrollment students are exempt from maximum credit limit for participation.

ELIGIBILITY

  1. New Freshmen or Transfer student swith less than 11 college credits completed

  2. Minimum of a “B” high school GPA

  3. Minimum SAT of 900

  4. Renewable upon completion of 30 credits at Manor with a cumulative GPA of a 3.0

Joseph M. and Amelia S. Bochey Memorial Scholarship (Competitive)

Joseph and Amelia Bochey established this partial scholarship. Qualifying applicants must meet all Manor College requirements for a competitive partial scholarship with preference given to a student pursuing religious studies.

Henry Lewandowski Memorial Scholarship (Competitive)

Sister Dolores Orzel, OSBM, and her family established this scholarship in memory of her uncle, Henry Lewandowski, a former educator. This scholarship is renewable.

Lorraine Osinski Keating Memorial Scholarship (Competitive)

The Osinski and Keating families established this scholarship in memory of Lorrie Osinski Keating, Manor class of 1966. This competitive scholarship is awarded to students pursuing business studies. This scholarship is renewable.

Stephanie Orzel Memorial Scholarship (Competitive)

The family of Stephanie Orzel established this partial scholarship. Recipients must meet all Manor College requirements for a competitive partial scholarship. This academic scholarship is renewable if a student maintains a cumulative GPA of 3.0 and completes 30 credits at Manor College during his/her freshman year.

George & Jaroslava Rybak Scholarship (Competitive)

This competitive, partial scholarship will be awarded to a student or students studying in a Business-related program, who is/are of Ukrainian heritage. Part-time student recipient(s) must complete 18 credits with a 3.0 GPA to renew this scholarship. 

Elizabeth A. Stahlecker Scholarship (Competitive)

The Elizabeth A. Stahlecker Endowment Fund established a partial-tuition scholarship. This scholarship is renewable.

Mary Wolchanski Scholarship (Competitive)

The Mary Wolchanski Endowment Fund established a partial tuition scholarship to honor the mother of Sister Mary Francis Walchonsky, OSBM. This scholarship is renewable.

John Woloschuk Memorial Scholarship (Competitive)

The John Woloschuk Endowment Fund established a partial tuition scholarship in 1995 to be awarded to one deserving Allied Health student each year. This scholarship is renewable.

Helen and Peter Skoufis Scholarship (Competitive)

The Helen and Peter Skoufis Endowment Fund was established in 2015 to be awarded to deserving students who demonstrate financial need as well as strong academic performance.  The scholarship will be awarded at the discretion of the Admissions and Financial Aid Offices.


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Other Partial Scholarships - varied deadline dates Basilian I (Freshman) (Non-Competitive)

This institutionally funded partial tuition scholarship of $3,000/year is awarded to all incoming full-time students who have an minimum “B” high school GPA and a minimum score of 900 (total) on the SAT (SAT as of 3/05: CR+M must = 900) and applied to Manor College by March 1 and were accepted by April 1.

Basilian Scholarship (Sophomores/Returning Students) (Non-Competitive)

For students who were not eligible for scholarships during their freshman year, Manor offers an additional opportunity. After completion of 30 Manor College credits and a minimum 3.0 cumulative GPA, the Basilian Scholarship is available for returning students. A full-time student would receive:

GPA                                                                                Amount

3.00 - 3.49                                                                       $1,800/yr.

3.50 and higher                                                                $2,250/yr.

Crosby Service Leadership Scholarship (Non-Competitive)

Several partial tuition scholarships are awarded to students with outstanding ability in the arts, theater, community service, or other endeavors which may be of service to the College community. Recipients are expected to complete service hours each semester as well as meeting the requirements of satisfactory academic progress to renew the scholarship award.

Divisional Scholarship (Part-Time Students) (Competitive)

This institutionally-funded, competitive, one-year, partial scholarship will be awarded to a new student in each of the college’s academic divisions: Allied Health, Business and Liberal Arts. Candidates must have no more than 30 prior college credits, and complete a scholarship application with an essay on a given topic. Eligibility includes enrolling for a minimum of 6 credits/semester during the fi rst year. This scholarship is not renewable, but upon completion of 30 credits at Manor College with a GPA of a 3.0, the student will be eligible for a Basilian Scholarship III (see above).

Dr. and Mrs. Volodymyr and Lydia Bazarko Scholarship (Competitive)

Dr. Volodymyr and Lydia Bazarko established this partial scholarship in 2001. To qualify for this scholarship, the applicant must meet all Manor College requirements for a competitive partial scholarship with preference given to a student who can demonstrate that he of she is of Ukrainian descent.

Eileen Freedman Memorial Scholarship (Non-Competitive)

Marlynn Alkins, Senior Associate Professor at Manor College, established the Eileen Freedman scholarship in memory of her sister, Eileen Freedman. This scholarship is awarded to a student studying Allied Health that has completed his/her freshman year at Manor College with at least a 3.0 cumulative GPA. Professors in the Allied Health Division nominate the candidates.

Father Chlystun Scholarship (Competitive)

The Father Chlystun Endowment Fund established a partial tuition scholarship in 1983. Eligible recipients include Sisters of Saint Basil the Great, postulants and novices of the Sister of Saint Basil the Great, and, seminarians of the Ukrainian Catholic Church attending Manor College. Applicants must meet all requirements for Partial Scholarships.

The Heritage Foundation Scholarship (Competitive)

The Ukrainian Heritage Foundation established a partial scholarship fund in 2002 to be awarded to students from Ukraine enrolled at Manor College. The applicant must meet all requirements for Partial Scholarships.

John and Helen Malko Family Scholarship (Competitive)

The Malko Family established this partial scholarship in honor of John and Helen Malko, in 1993. The applicant must meet all requirements for Partial Scholarships (competitive). Preference is given to a student who can demonstrate they are of Ukrainian desent and in financial need.

Manor College Legacy Scholarship (Non-Competitive)

This partial scholarship is given to children of Manor College Alumni. The student(s) must be enrolled in a degree-granting program of study. The scholarship is renewable upon the completion of 24 credits at Manor College and a cumulative GPA of 2.0. The student may receive this scholarship up to fi ve (5) full time semesters.

Manor College Service Award (Non-Competitive)

Several partial tuition scholarships are awarded to students with outstanding ability in the arts, theater, community service, or other endeavors which may be of service to the College community. Recipients are expected to complete service hours each semester as well as meeting the requirements of satisfactory academic progress to renew the scholarship award.

Resident Assistant Grant

Several full room and board scholarships are awarded to students serving as assistants to the Resident Coordinator. Contact Manor’s Student Life for this award application.

Saint Basil Scholarship (Non-Competitive)

This partial scholarship is awarded to graduates of St. Basil Academy who have shown strong academic performance plus a recommendation from their high school guidance counselor.

Scholar Athlete Award (Competitive)

One partial tuition scholarship will be awarded to an incoming full-time athlete with a minimum score of 900 on the SAT (SAT as of 3/05, CR+M must = 900) and a ‘B’ high school average. An applicant is required to submit the following: a scholarship application, an essay on a pre-selected topic and two written recommendations. The deadline for fi ling is August 1. This scholarship is renewable with the completion of 30 credits at Manor and a cumulative 3.0 GPA at the end of the student’s freshman year.

Sesok Family Memorial Scholarship (Non-Competitive)

The Sesok and Pizzini families established this scholarship in memory of Ann Sesok in 2003. Scholarship will be awarded to an academically qualifi ed Manor College student, full time or part time, who majors in Medical Technology/Science. “Academically qualifi ed” is a 900 SAT, ‘B’ or a 3.0, top one-half of graduating class. Student must carry a minimum of 9 credits at Manor College. The scholarship is renewable for the following year.

Private Scholarships

There are many special assistance programs that offer scholarships to students. Students may qualify for one of these ‘programs’ through religious af liation, ethnic heritage, parents’ employers, organizational memberships or a special talent. Knowledge of these ‘programs’ is available through books and pamphlets on scholarships and financial aid in your school, local library or the Web. 

Contents

  1. 1 Tuition
    1. 1.1 Full-Time Student Tuition 
    2. 1.2 Fees / Flat Fees 
    3. 1.3 Application procedures for Financial Aid
    4. 1.4 Financial Aid Programs
  2. 2 Grant Aid
    1. 2.1 Pennsylvania Higher Education Assistance Agency (PHEAA) State Grant
    2. 2.2 Federal Pell Grant Program
    3. 2.3 Federal Supplemental Educational Opportunity Grant (FSEOG)
    4. 2.4 Manor Grant
  3. 3 Student Employment
    1. 3.1 Federal Work Study Program (FWS)
    2. 3.2 State Work Study Program
  4. 4 Student Loans
    1. 4.1 Federal Direct Loans
    2. 4.2 Federal Direct Loan Program
    3. 4.3 Federal Direct Parent Loan for Undergraduate Students (PLUS)
    4. 4.4 Private (Alternative) Loans for Undergraduate Students
  5. 5 Changes to Financial Aid Awards Drop, Add, or Withdraws
  6. 6 Satisfactory Academic Progress Policy for Current Students Receiving Financial Aid
  7. 7 Scholarships
    1. 7.1 Merit Based Scholarships
    2. 7.2 Full Scholarships (Competitive)
  8. 8 Partial Scholarships (Competitive)
    1. 8.1 Crosby Service Leadership Scholarship (Non-Competitive)
      1. 8.1.1 Divisional Scholarship (Part-Time Students) (Competitive)
      2. 8.1.2 This institutionally-funded, competitive, one-year, partial scholarship will be awarded to a new student in each of the college’s academic divisions: Allied Health, Business and Liberal Arts. Candidates must have no more than 30 prior college credits, and complete a scholarship application with an essay on a given topic. Eligibility includes enrolling for a minimum of 6 credits/semester during the fi rst year. This scholarship is not renewable, but upon completion of 30 credits at Manor College with a GPA of a 3.0, the student will be eligible for a Basilian Scholarship III (see above).
      3. 8.1.3 Eileen Freedman Memorial Scholarship (Non-Competitive)
      4. 8.1.4 Father Chlystun Scholarship (Competitive)
      5. 8.1.5 John and Helen Malko Family Scholarship (Competitive)
      6. 8.1.6 Manor College Legacy Scholarship (Non-Competitive)
      7. 8.1.7 Saint Basil Scholarship (Non-Competitive)
      8. 8.1.8 Scholar Athlete Award (Competitive)
      9. 8.1.9 Sesok Family Memorial Scholarship (Non-Competitive)
  9. 9 Private Scholarships