We are a Full-Service Direct Lender who originates all types of residential loans.  

       • We have over 20 years of experience in the Mortgage Industry.
       • On-site processing, underwriting, and funding teams committed to closing your loans on time.

Submit your loans to us and you will see that No Loan will be Left Behind!
W-2 Transcript Program
· For VA and FHA loans only.
· Borrowers with straight salary.
· Borrowers with commission income less than 25% of borrowers’ total annual employment income.
· Borrowers must NOT be self-employed or employed by family members.

Loan Submission
Submit only W2 and Pay Stubs for verification of income.
Form 4505T – box 6 – Enter W2 and check only box 8.



Second Chance Credit

If one of the following situations refers to you, WE CAN HELP!
Ø   Bankruptcy, Short Sales, Foreclosure.
Ø   Limited Credit less than 600.
Ø   High debt-to-income ratio (DTI).
Ø   Lack of down payment.
Ø   Rejection by another lender.

Come, give us a try and you’ll be impressed with our Speed, Service, and Experience!

At Mortgage One Solutions, we give our borrowers a second chance to get back on their feet, 
we may be able to extend credit to those who don’t meet the minimum income requirements of 
other lenders and we provide timely information to all our clients