Q: How do I become an ICAIT member?

Contact Sunrise Ayers at sunriseayers (at) idaholegalaid (dot) org or Gale Lacey at galelacey (at) idaholegalaid (dot) org or call 208-345-0106.

Q: How does identity theft impact victims?

Examples of common victim impact issues include:

  • Increased prevalence of ID theft crimes: 9.6 million new victims in 2010
  • Time spent working to resolve the financial and credit problems by the victim
    • 20% of surveyed victims spent more than a month from the discovery of the ID theft trying to clear up the problems.
  • Ongoing victimization
    • 3% of victims surveyed in the 2008 Identity Theft Supplement to the National Crime victimization Survey reported experiencing problems related to the theft more than 6 months after discovering it.
  • Child identity theft a growing problem, especially among foster children
  • Interfamilial/caregiver ID theft among elderly populations
  • Lack of social support
    • Victim may suffer related mental distress w/out support
    • Victim may need assistance with paperwork requirements (e.g.,  sending in all documents by certified mail), but may not have anyone available to assist him
  • Financial losses (62% of ID theft victims reported direct or indirect financial losses). 
    • No restitution under Idaho law
  • 2 out of 10 ID theft victims rated the experience as “severely distressing”
  • Not understanding their rights as victims in the criminal proceedings

Q: What are the different types of identity theft?

Financial: 

Using another’s information/identity in order to obtain credit, goods, or services.

Criminal:

Using another’s information/identity when apprehended for a crime; i.e., a person stopped by law enforcement supplies another person’s name.

Governmental:

Supplying another’s information to a government agency; e.g., giving another person’s information to the IRS.

Medical:

Receiving medical care or drugs using another person’s information or identity.

Q: What can I do if I am a victim of identity theft?

A great place to start for finding resources as a victim is the Federal Trade Commission's website: www.ftc.gov.  The FTC recommends the following steps for victims:  

1)    Place a fraud alert on your credit reports by contacting one of the credit reporting agencies (CRA’s): Experian 888-397-3742, Trans Union 800-6880-7289, and Equifax 800-525-6285. 

2)    Request your free credit reports

3)    Call all companies where fraud has occurred and close or flag the account(s) in question.

4)    File a complaint with the FTC at www.ftc.gov and obtain “FTC Affidavit”

5)    File a police report.