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Health Insurance

  • General insurance information provided by the coordination:
Marsh Insurance Scheme (Mandatory for students with Erasmus Mundus Scholarship and recommended for other students): For EM scholarship recipients, Marsh Insurance is paid for by the consortium.  The agreement covers two years of studies and is renewed each year for the new cohort of students.

The QEM Consortium has signed an agreement with the insurance company:  
    Marsh (S.A.-N.V.) - VAT BE 0403.276.906 RPR-RPM Brussels Registered CBFA   
014192 A - Boulevard du Souverain / Vorstlaan 2, B-1170 Brussels, BELGIUM

The EMIS 2 contract provides each student with an insurance scheme fully compliant with EACEA minimum requirements (accidental death, permanent invalidity due to an accident, costs of treatments following an accident/sickness, assistance to persons, and civil liability). Click here for more information.
  • Local insurance information provided by Bielefeld:
Erasmus Mundus Scholarship recipients: Covered by the ACE Europe Insurance. Click here for details.
Other students: Must produce proof of health insurance at the time of enrollment at the university. This is usually document E 111 or E 128 or the European Health Insurance Card (EHIC), which the student brings with him/her from the home country and is issued by your national insurance company or government health body. Paying patients are requested to submit adequate proof of health insurance as well. Evidence of health insurance must be submitted to one of the health insurance companies in Bielefeld (addresses are listed below). The health insurance company provides full health insurance to the holders of a "Formblatt" or an EHIC. Paying patients are exempted from health-insurance regulations. Costs that arise due to illness must be settled with the national insurance company or government health body at home. Students from countries that haven't entered into a “social insurance agreement” with Germany must take out health insurance in Bielefeld. The current cost is approximately 70 Euros per month for students (see addresses below). Students who are older than 30 years or who study longer than 14 semesters are not obliged to take out health insurance, but it is strongly recommended to do so.

Important: You must produce proof of health insurance issued by the local insurance company in Bielefeld when you enroll.

The health insurance companies:
  • Allgemeine Ortskrankenkasse (AOK Student Service), Universitätsstraße 25, 33615 Bielefeld
  • Barmer Ersatzkasse (BEK), Nikolaus-Dürkopp-Str. 16, 33602 Bielefeld
  • Deutsche Angestellten-Krankenkasse (DAK), Feilenstraße 5, 33602 Bielefeld
  • Techniker-Krankenkasse (TK), Paulusstrasse 3, 33602 Bielefeld
  • TK Campus Team Uni Bielefeld, C0-255