Kenneth M. “Mike” Whitaker – President/CFO


In 2006, Mike founded Southern Cape Title Agency, Inc. offering title insurance and real estate settlement services in the Northeast Florida area. Mike and his team of experienced and dedicated professionals have built the company as a customer-centered organization. Building lasting relationships with our customers is our top priority.

Mike is also the President of DirecTAX Services, Inc. ,a successful and respected tax and accounting firm he founded in 1996.  DirecTAX  is now operating in five states and continues to plan for future expansion.

Terri K. Francis – Licensed Title Agent/Operations Manager

Terri began her career in a law firm as a real estate paralegal in North Carolina in 1986. In 1992 she moved to the Jacksonville, Florida area where she joined a law firm as a processor and closer. In 1994, Terri secured a title agent license from the State of Florida. In 2000, Terri founded her own title company. She managed the company through 2009. In 2010, Terri joined Southern Cape Title Agency, Inc. managing the daily operations of the company. Terri is dedicated to providing our customers with a smooth and professional closing experience.