Crop your photo to 8x10 inches, 300 resolution.
Make sure your entire crop box stays within your photo as you drag it out and reposition it.
As you position your crop box, MAKE SURE YOU RE-CREATE YOUR INSPIRATION PHOTO'S COMPOSITION, FRAMING, USE OF SPACE, ETC.
Crop out anything in the background other than the white sheet!
Click "new adjustment layer" button at bottom of layers panel, select "black and white"
Click "new adjustment layer" button at bottom of layers panel, select "levels."
To be "blown out" means that an area has become so light that it is pure white. This is bad because it causes you to lose all details in that area. For example, in the photo above, we can no longer make out any details of the hand where it is blown out (no lines, shading, etc.). You want to AVOID THIS.
The only area that we actually WANT BLOWN OUT is our background. We want it blown out so that it is pure white. It shouldn't have any tone to it (ie: light gray) and it should have no details (ie: wrinkles or folds on the fabric)
The opposite of a blown out highlight is a "clipped shadow." This too, is to be AVOIDED. If you darken your shadow areas too much, large areas may turn 100% black. This again is bad because all details in that area are lost. For example, in the photo above, you can not see what is going on on the building because the clipped shadows have erased all details.
ADD BORDER!
Once you have downloaded the file above, and dragged and dropped it onto your desktop, then drag and drop it onto your photo in photoshop. Or you could go to "File > Place" and then find the file under "desktop"
Once you have placed the file, position it so it fits perfectly inside the edges of your image.
Click the checkmark in your options tool bar to confirm.
Once you add your border, check out your INSPIRATION IMAGE and resize the border so that it cuts off your subject at the right areas.
Do COMMAND T to "transform" your image and resize.
Hit CHECKMARK when done.
If your frame is smaller than your background, CROP off any excess. (HINT: it may NOT be 8x10 and that is ok. Just leave the HEIGHT and WIDTH boxes BLANK in your options bar and crop to whatever size it needs to be.