ACC Benefits and Pay for ADJUNCTS

Health Benefits
  • Adjunct Group Benefits Program (AGBP) This program allows you to buy into the Employee Retirement System of Texas (ERS), which includes health insurance, for adjunct faculty who meet specific criteria outlined in the Texas Insurance code. The enrollment period is in the summer, so you may not obtain benefits for a up to 90 days. Adjuncts who have been working 20 clock hours per week qualify for 50 percent of their benefits paid, while those working 30 or more hours will receive 100 percent. ACC uses TRS to calculate the number of hours for which you are given credit. For every LEH you teach, you are credited with two clock hours. So, adjuncts teaching 9 LEH would get 18 hours, just two hours short of the needed 20 to qualify for the 50 percent. In order to obtain more hours, you can apply to work as an hourly in other areas of the college such as the Learning Labs or Student Services. There are also Instructional Associate and Learning Associate positions that are periodically posted by HR. These are staffing table positions reserved for adjuncts.
  • The Affordable Care Act (ObamaCare or ACA): Last year, HR sent out letters to all adjuncts describing how the Affordable Care Act (ObamaCare or ACA) will require all individuals to obtain health insurance for themselves. 

ACA and TRS FAQs

If you are currently uninsured, you may qualify for discounted or free insurance. You may also be eligible for a tax credit that lowers your monthly premium or a reduction in cost-sharing. The Marketplace will use your household income, along with other factors, to determine whether you may be eligible for a premium discount. To evaluate your coverage options, including your eligibility for coverage through the Marketplace and its costs, visit www.HealthCare.gov. This website includes all the information about the healthcare exchange, enrollment information, and other pertinent information that you may need. Assistance is also available toll free at 1-800-318-2596
Retirement
  • Retirement Funds and Paycheck Deductions ACC has a separate retirement fund for adjunct faculty; adjunct faculty generally are not members of TRS. For the Austin Community College Money Purchase Plan (ACCMPP) each month, 6% of your monthly salary is deducted pre-tax and sent to the ACCMPP and matched with 1.5% by ACC. The deduction for FICA is .45%. ACC does not participate in Social Security. If an employee terminates employment with ACC, he/she may choose to withdraw the retirement funds, roll over the funds to a qualified retirement account, or maintain the account. Employees would need to complete the Money Purchase Plan Distribution Election Form and submit the document to the company listed on the form.
  • Texas Retirement System (TRS)  Adjuncts who have established a pattern of teaching 20 hours weekly or more will be moved into the TRS retirement system. Each month, 6.4% of your monthly salary is deducted pre-tax and and matched with 6.8% by ACC and the state. Note: Once you retire with TRS, you will be limited to the number of classes you may teach. Especially problematic are the condensed 12-week, 8-week, and summer courses. Contact the Benefits Staff for consultation.
  • Tax Sheltered Annuity (TSA) (403-b) You can contribute a percentage of your monthly paycheck or a fixed amount to an ACC approved TSA vendor. If you wish to do this, refer to the authorized list of ORP/TSA Vendors and the Tax Sheltered Annuity Program (403-b) online.
  • 457 Deferred Compensation You can contribute a percentage of your monthly paycheck or a fixed amount to an ACC approved 457 vendor. If you wish to do this, refer to the authorized list of 457 Vendors and the 457 Plan online.
To learn more about these benefits and more, contact the Benefits Staff for consultation.
spacerTexas Retirement System (TRS): Buying Years of Credit

Adjuncts who have taught AT LEAST 7.5 LEH in each the fall and spring semesters have successfully purchased TRS credit for the years that this requirement was met. You need NOT to have been a previous TRS enrollee to take part in this program. 

The first step is to print out Form 221:
http://www.trs.state.tx.us/benefits/forms/form_22i.pdf

Once you access the form, you will need to fill out your name, social, address, and answer the first question in section A. Finally, send the form to Al Sims in HR at HBC. Al's email is al.sims@austincc.edu.

Qualified adjuncts CAN take money from their Money Purchase Plan to buy TRS years. However, you must have a 30-day break in service in order to do this. The adjuncts who have taken this route simply do not teach during at least one of the 5.5 week summer sessions.

This information is relevant not only to adjuncts who are close to retirement age, but also to those who may have met the requirement for any given year and may thus be eligible to receive a TRS annuity upon retirement. The longer you wait to purchase these years, the more interest you must pay.

Note: Verification of service with TRS is a long process and it takes six months or more to process each individual report. HR is operating on a “first come first serve” basis. Therefore, please be patient and allow your paperwork to be processed without interference.

If you are thinking about retiring with TRS but will also be getting a government pension upon retirement or expecting Social Security benefits, click here to learn about the WEP and GPO

Contact the Benefits Staff for more information.

Compensation

ACC Wellness Program: This program provides information about, opportunities for, and inspiration to develop a more vital and healthier life through exercise, healthy eating, and other wellness activities. With this new, revamped program, free fitness classes are available on each campus.

Other Important Employment Links