Professor (PhD Habil.) in Banking
Department of Finance, Faculty of Economics and Business Studies
Babeș-Bolyai University of Cluj-Napoca, Romania
Research interests
Systemic risk, Bailouts, Financial stability, Cross-border banking, Banking regulation
Courses taught
Banking (BSc), Applications of Data Science in Banking (MSc), Micro and Macroprudential Policies in Banking (MSc), Research Methods in Finance (MSc)
I am a Professor of Banking at the Faculty of Economics and Business Administration, Babeș-Bolyai University, working at the intersection of banking regulation, data science, and AI in financial services, with a particular focus on bank risk management and financial stability.
My research explores how banks, regulators, governments, and markets interact to shape systemic risk and the resilience of financial systems. This includes topics ranging from bailouts, bank resolution, and cross-border banking to AI adoption, fintech, and climate-related financial risk. My work has been published in international journals, including Review of Corporate Finance Studies, Journal of Banking & Finance, Journal of Financial Stability, Journal of Financial Services Research, and Journal of International Financial Markets, Institutions & Money, among others. I have also led competitive national and international research projects focused on banking, financial stability, and crisis management.
Beyond academic publishing, I contributed to policy discussions through publications prepared for the Swiss Finance Institute and the National Committee for Macroprudential Oversight, helping translate research findings into practical insights for policymakers, regulators, and financial sector practitioners.
An important part of my role involves coordinating a dedicated team of PhD students and researchers. Together, we aim to bridge research, policy, and practice by developing evidence-based insights and tools that support decision-making within banks and regulatory bodies.
Having started my career as a corporate credit analyst before moving into academia, I have experienced both worlds firsthand. This background has given me a strong appreciation for the value of translating rigorous research into practical solutions with real-world impact.