Here you will learn:

How experience modifications are manipulated without you, the NCCI, or anyone else knowing the difference.

The way in which classification codes are used to maximize the rates charged on your policy.

The true definition of "remuneration". See what you can exclude from payroll.

Which expenses can be subtracted from payroll.

What you should, and should not, tell the auditor.

Dozens of other insider tips.

Here you will find details on:

Classifications; how to get your business classified with the lowest possible rate.

The actual scope of "Scopes", and why a lower rate might just result in a higher premium.

See how the "120 day rule" is almost always ignored.

Review the rule that penalizes insurers for "late" experience modifiers, and why this rule benefits one-third of all policyholders.

The importance of loss reserve dating, or how a bad reserve date will cost you plenty.

See why loss coding is the single largest cause of overcharges in Workers Compensation. (Hint: Those 70% medical-only deductions are not as widespread as you have been led to believe.)

What is the Experience Rating Period - and why is it so important?

Get an auditor's perspective on how to prepare for an audit, what time of the day is best to meet with the auditor, and what records to provide.

The most overlooked credit in workers compensation. What is it and why haven't you heard about it?

The sequence of calculations. Why does it make a difference?

The most in-depth workers compensation checklist anywhere.