Definitions are the most important component in any Group Critical Illness plan.  They determine if and when the insured will get paid.  VitalCheque’s definitions are equal to or surpass the very best found in individual policies.  VitalCheque’s definitions are both legally a medically sound, which means there is very little chance for a dispute at claim time.

The following four page document is VitalCheque’s Enhanced plan Critical Illness definitions with an interpretation of the definitions.  The Enhanced plan has 24 covered conditions, or 31 if listed individually.  The VitalCheque Basic plan has 5 covered conditions, or 7 if listed individually.

ACE INA Life Insurance, a member of the ACE Group of Companies, underwrites VitalCheque.  ACE is one of the world`s leading providers of Accident & Health and Property & Casualty insurance, Reinsurance and Financial Services.  ACE INA has experience in the Canadian GCII market since 1998.  VitalCheque has been available since 2007.