Tool Kit Index Directory "The financial safety net for a medical crisis!"
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Important Notes:
1.) The SmartChoice & VitalCheque plan is only available through approved Agents. Contact us to receive the SmartChoice & VitalCheque Agent Agreement.
2.) The Sales Representatives for ACE INA Insurance will not provide quotes or any marketing support for the SmartChoice & VitalCheque plan. Support for the best GCII plan - SmartChoice & Vitalcheque is provided by the MGA, Horizon Planning Group Inc.; GCI Services Inc. and AAS, The TPA.
3.) The content and reference attachments on this website have been compiled to allow you to make an informed decision. Although every effort has been made to ensure the accuracy of the site content and documents, Horizon Planning Group Inc. nor GCI Services Inc. is not liable for errors or omissions. E&O.E.
4.) Reproduction of the documents, exactly as is without any changes, is permitted. However changes or alterations to any documents either in whole or part are expressly prohibited. Copyright 2012 – Horizon Planning Group Inc.
ACE-INA InsuranceView
Website for ACE-INA Insurance
Nov 25, 2008 8:01 PM
Kyle Dunn
ACE.pdfView Download
Outline of plan's underwriter, ACE-INA Life Insurance
75k
v. 12
Nov 23, 2008 3:41 PM
Kyle Dunn
CIInsandGrp.pdfView Download
Chart comparison of the differences in underwriting & approval procedures between VitalCheque & an Individual policy
65k
v. 6
Nov 23, 2008 3:51 PM
Kyle Dunn
CIIvsVitalCheque-WhyGroupCIIisimportant.pdfView Download
Individual Critical Illness Insurance Vs. VitalCheque, Group CI Insurance
86k
v. 3
Nov 23, 2008 8:36 PM
Kyle Dunn
ClaimsVC.pdfView Download
Illustrations of how various claims scenarios would be handled
70k
v. 6
Nov 23, 2008 3:47 PM
Kyle Dunn
GCIpreex.pdfView Download
A formal outline of the restrictions & limitations involving "Pre-existing Conditions"
77k
v. 3
Nov 23, 2008 3:46 PM
Kyle Dunn
GRPCIUW.pptView Download
Picture comparison between VitalCheque & Individual policies based on family history, at various ages
173k
v. 3
Nov 23, 2008 3:50 PM
Kyle Dunn
VCDefinitionsbrk.pdfView Download
VitalCheque's definitions with interpretations. Contact info can be added.
481k
v. 3
Nov 23, 2008 3:37 PM
Kyle Dunn
VCdef.pdfView Download
VitalCheque's definitions
97k
v. 3
Nov 23, 2008 3:36 PM
Kyle Dunn
VC-FAQA2010.pdfView Download
Frequently Asked Questions and Answers regarding VitalCheque plans
57k
v. 2
May 13, 2010 9:32 AM
Kyle Dunn
VChighligths.pdfView Download
Highlights of key points of VitalCheque unique benefits
42k
v. 3
Nov 23, 2008 3:34 PM
Kyle Dunn
VCsumbrk.pdfView Download
Single page overview of VitalCheque's plans, Optional & Enhanced - including limits. Contact info can be added.
198k
v. 3
Nov 23, 2008 3:32 PM
Kyle Dunn
VCTablespecs.pdfView Download
Table of plan options and specifications
128k
v. 3
Nov 23, 2008 4:00 PM
Kyle Dunn
VitalCheque-importantadvantagestoconsider.pdfView Download
Important VitalCheque plan advantages
54k
v. 3
Nov 23, 2008 6:32 PM
Kyle Dunn
VitalChequesummary.pdfView Download
Summary of need for and benefit of VitalCheque
73k
v. 3
Nov 23, 2008 3:39 PM
Kyle Dunn
CIGroupchart.pdfView Download
Group CII colour comparison chart
56k
v. 8
May 13, 2010 9:23 AM
Kyle Dunn
ComparisonTest-GroupCI.pdfView Download
VitalCheque comparison test to the insurance industry's new "benchmark" definitions
37k
v. 4
Nov 23, 2008 8:27 PM
Kyle Dunn
GCIchecklistGWL-07OCT24.pdfView Download
VitalCheque compared to Great-West Life GCII
53k
v. 2
Nov 25, 2008 1:50 PM
Kyle Dunn
GCIchecklistIAP-07DEC6.pdfView Download
VitalCheque compared to IAP GCII
53k
v. 2
Nov 25, 2008 1:49 PM
Kyle Dunn
GCIchecklistRBC-07DEC19.pdfView Download
VitalCheque compared to RBC CI
53k
v. 2
Nov 25, 2008 1:46 PM
Kyle Dunn
GCIchecklistSun-07OCT25.pdfView Download
VitalCheque compared to Sun Life GCII
53k
v. 2
Nov 25, 2008 1:52 PM
Kyle Dunn
GCIckecklistManulife-07OCT24.pdfView Download
VitalCheque compared to Manulife GCII
53k
v. 2
Nov 25, 2008 1:51 PM
Kyle Dunn
GCIcklist.pdfView Download
A template sample of what Human Resouces or Union will consider when negotiating a Group CII plan
82k
v. 4
Nov 25, 2008 8:24 PM
Kyle Dunn
GCIIComparison.pdfView Download
VitalCheque definitions compared with the insurance industry "benchmark" definitions
124k
v. 3
Nov 23, 2008 8:56 PM
Kyle Dunn
GrpDefComp.pdfView Download
Restrictions & Exclusions to avoid when purchasing Group CI
125k
v. 3
Nov 23, 2008 3:59 PM
Kyle Dunn
VCvsSunGrpCharts.pdfView Download
VitalCheque compared to Sun Life GCII - colour chart comparison
78k
v. 2
Nov 25, 2008 1:42 PM
Kyle Dunn
VCvsSunGrp.pdfView Download
VitalCheque compared to Sun Life - interpretation of definitions
131k
v. 3
Nov 25, 2008 1:40 PM
Kyle Dunn
AboutCriticalIllnessInsurance.pdfView Download
About Critical Illness Insurance
33k
v. 3
Nov 23, 2008 8:38 PM
Kyle Dunn
Becauseyouwillsurvive.pdfView Download
Critical Illness survival statistics and medical costs
83k
v. 4
Nov 23, 2008 8:40 PM
Kyle Dunn
CIConsumerguide-09JAN7.pdfView Download
Critical Illness Insurance Consumers' Guide
466k
v. 2
Jan 7, 2009 3:41 PM
Kyle Dunn
CIGlossary.pdfView Download
Alphabetical listing of medical terms to assist in understanding of CII definitions, for any plan.
42k
v. 9
Nov 23, 2008 3:53 PM
Kyle Dunn
CriticalIllnessfactsheet.pdfView Download
Critical Illness facts
47k
v. 3
Nov 23, 2008 8:42 PM
Kyle Dunn
Dr. Marius BarnardView
Dr. Marius Barnard mini documentary about the history and need for Critical Illness Insurance
Nov 25, 2008 7:50 PM
Kyle Dunn
TheMarketingofCIInsurance.pdfView Download
The Marketing of Critical Illness Insurance produced by Munich Re Group
434k
v. 3
Nov 25, 2008 8:32 PM
Kyle Dunn
Whodoyouknow.pdfView Download
Who do you know that has had a critical illness?
84k
v. 3
Nov 23, 2008 8:34 PM
Kyle Dunn
WhyCISoImportant.pdfView Download
A short summary of why Critical Illness Insurance is so important
61k
v. 3
Nov 23, 2008 3:55 PM
Kyle Dunn
Article-BPMJune08-GCIIIsthereaneed.pdfView Download
Group Critical Illness Insurance: Is there a need? Article featured in the Benefits Journal - June 2008
337k
v. 2
Dec 11, 2008 10:44 PM
Kyle Dunn
Article-MunichdeniedCIclaims-05AUG.pdfView Download
Reinsurance reveals claims were denied because of the policies definitions.
833k
v. 5
Nov 25, 2008 8:23 PM
Kyle Dunn
Article-TDtofocusondirectcriticalillnesssales.pdfView Download
Note: TD Insurance attributes their success in selling over 200,000 CII policies because they focused on the gap in Group Insurance plans.
67k
v. 4
Nov 23, 2008 8:17 PM
Kyle Dunn
Article-TheCostofCancer.pdfView Download
A true story of one women's battle and the cost of Cancer
194k
v. 4
Nov 23, 2008 7:40 PM
Kyle Dunn
Article-TheHighCostofTurnover.pdfView Download
Research estimates the cost of employee turnover costs from 30 - 150% of an employees annual compenstion
72k
v. 4
Nov 23, 2008 8:17 PM
Kyle Dunn
CRATI2004.pdfView Download
CRA Technical Interpretation of Group CI (2004)
49k
v. 6
Nov 23, 2008 3:48 PM
Kyle Dunn
GCIInsuranceServices-07SEP.pdfView Download
About the VitalCheque plan designer - GCI Services and ACE the underwriter
54k
v. 4
Nov 23, 2008 7:45 PM
Kyle Dunn
GCIRuling.pdfView Download
Article by Tax Lawyer addressing a CRA ruling on Group CI
458k
v. 6
Nov 23, 2008 4:02 PM
Kyle Dunn
newCIBenchmarkDefinitions-May08.pdfView Download
Article: Insurance Journal - May 2008: The new benchmark standardized Critical Illness Insurance definitions
1552k
v. 4
Nov 23, 2008 8:31 PM
Kyle Dunn
a) VitalCheque
