Prosper Marketplace, Inc.

Prosper is America’s largest Peer-to-Peer (P2P) Lending Marketplace. Prosper provides an open and transparent way to get a personal loan or to invest in personal loans. People list and bid on loans using Prosper’s online auction platform. Connecting people who seek to borrow money with people who seek to invest money eliminates the need for borrowers to go through a bank for a loan.

Borrowers:
- Choose the amount you wish to borrow (ranging from $1,000-$25,000). Prosper borrower loans are unsecured, three year, fixed-rate personal loans. There are no prepayment penalties and no hidden fees.
- Choose the rate you want to pay. Set the interest rate you're willing to pay. Tell your story in your online listing, and even include a personal photo.
- Prosper lenders may bid down your interest rate in an auction. You decide whether or not to accept the loan.
- The funds are then issued directly into your bank account.

Lenders:
- View important details about the loan and borrower’s credit history.
- You can handpick the listings you bid on, or use the portfolio plan tool to automate this process.
- Bid on listings with as little as $50 or more.
- Watch your Prosper account balance grow each month as borrowers repay their loan.
- Expect more from your money, while helping fellow Americans through peer-to-peer lending.

Web: http://www.prosper.com

Blog: http://blog.prosper.com

Twitter: http://www.twitter.com/ProsperLoans

Twitter Accounts related to Prosper Marketplace, Inc

Twitter Account              Who’s Behind It?
@ProsperLoans             Catherine Muriel, CMO

@ChrisProsper              Chris Larsen, CEO