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Teen ‘sells’ herself online to pay for mum’s treatment
APALLIC SYNDROME Diffuse, bilateral cerebral cortical degeneration caused by head injury, anoxia, or encephalitis, a state of persistent unresponsiveness, such as akinetic mutism, caused by brain damage. | |
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‘Paralysis’ means complete and permanent loss of use of two (2)or more limbs through neurological damage for the remainder of the Insured Person’s life. ‘Lumpuh’ bermaksud hilang keupayaan guna kedua-dua belah tangan atau kedua-dua belah kaki secara menyeluruh dan kekal, atau sebelah tangan dan sebelah kaki, melalui kelumpuhan akibat penyakit atau kecederaan secara berterusan untuk seumur hidup Orang Tertanggung. | |
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COMA In medicine, a coma (from the Greek κῶμα koma, meaning deep sleep) is a profound state of unconsciousness. A comatose person cannot be awakened, fails to respond normally to pain or light, does not have sleep-wake cycles, and does not take voluntary actions. | |
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Progressive muscular atrophy (PMA) is a rare subtype of amyotrophic lateral sclerosis (ALS) or motor neurone disease (MND) which affects only the lower motor neurones. PMA is thought to account for around 4% of all ALS/MND cases. [1]This is in contrast to the most common form of ALS/MND, amyotrophic lateral sclerosis, which affects both the upper and lower motor neurones, or another rare form of ALS/MND, primary lateral sclerosis, which affects only the upper motor neurones. The distinction is important because PMA is associated with a better prognosis than classical ALS/MND | |
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‘Loss of Hearing’ means total, bilateral and irreversible loss of hearing in both ears for all sounds as a result of acute sickness or
accident. Medical evidence must be supplied by an appropriate (Ear,
Nose and Throat) specialist and must include audiometric and
sound-threshold test. ‘Hilang Pendengaran’ bermaksud kehilangan upaya dengar pada kedua-dua telinga secara menyeluruh kekal dan tidak boleh sembuh akibat penyakit atau kemalangan. Bukti perubatan mestilah dikeluarkan oleh pakar (telinga, hidung dan tekak) yang bertauliah dan dalam bentuk audiometri dan ujian ambang bunyi mesti dikemukakan. | |
‘Loss of Limbs’ means the irreversible severance from the body of two (2) or more limbs where severance is above the wrist or ankle joint. ‘Kehilangan Anggota’ bermaksud dua atau lebih anggota badan yang putus secara fizikal dari pergelangan tangan atau pergelangan kaki. | |
Loss of Speech’ means total and irrecoverable loss of the ability to speak due to damage to vocal chords which must be established for a period of twelve (12) consecutive months. Medical evidence must be supplied by an appropriate (Ear, Nose and Throat) specialist to confirm permanent loss of speech and damage to vocal cords. For the avoidance of doubt, loss of speech directly or indirectly due to psychiatric related causes shall not fall within the definition of ‘Loss of Speech’ and is not covered. ‘Hilang Pertuturan’ bermaksud hilang keupayaan untuk bertutur secara menyeluruh dan tidak boleh dibaik pulih secara berterusan untuk tempoh selama dua belas (12) bulan berturut-turut. Bukti perubatan yang mengesahkan kecederaan atau penyakit saluran suara yang menyokong kehilangan keupayaan ini mesti disediakan oleh pakar berkaitan (Telinga, Hidung, Tekak). Kesemua sebab-sebab berkaitan psikiatri adalah terkecuali. | ‘Total and Permanent Disability’ means the inability of the Insured Person to engage in any occupation or employment for remuneration or profit as a result of bodily injury or sickness and the inability of the Insured Person to perform without assistance in respect of three or more of the following: bathing, dressing, using the lavatory, eating and movement in or out of bed or a chair. The ‘Total and Permanent Disability’ must have continued without interruption for at least six (6) consecutive months, or for such longer period as the Company may reasonably require to establish that such disability is and will be total, continuous and permanent for the remainder of the Insured Person`s life. ‘Kehilangan Upaya Yang Kekal dan Sepenuhnya’ bermaksud ketidakupayaan Orang Tertanggung untuk melakukan sebarang pekerjaan untuk mendapat gaji atau keuntungan akibat kecederaan anggota badan atau penyakit dan ketidaupayaan Orang Tertanggung melakukan tanpa bantuan tiga atau lebih daripada yang berikut, mandi, memakai pakaian, penggunaan tandas, makan dan pergerakan bangun dan duduk dari katil atau kerusi. Ketidakupayaan Upaya Yang Kekal dan Sepenuhnya mesti kekal dan berterusan tanpa gangguan untuk tempoh minimum selama enam (6) bulan berturut-turut, atau untuk tempoh yang lebih panjang untuk Syarikat membuktikan yang ketidakupayaan tersebut adalah sepenuhnya, berterusan dan kekal untuk sepanjang hayat Orang Tertanggung. |
