Address:         Department of Economics

                      University of Minnesota

                      4-101 Hanson Hall

                      1925 Fourth Street South

                      Minneapolis, MN 55455


                      Research Department

                      Federal Reserve Bank of Minneapolis

                      90 Hennepin Ave

                      Minneapolis, MN 55401

              

Email:             shour004@umn.edu

Phone:               612-204-5503