THIS TIME...

...This time Hire the most Experienced Agent you can find.
Meet local Broker, Jill Berni

Oaktree Real Estate Services

JILL BERNI - Realtor - Celebrating 30 years of Customer Service

"You can't bring her a Real Estate Problem that she hasn't Solved before"


Recent Announcements

  • I Will Sell any Buyers Home for a 1% Marketing Fee  Because I am my own Broker, and I have specially trained to Originate the Entire Real Estate transaction myself my overhead is almost nil...
    More importantly, there is no possible chance for "too many cooks" to impede, or derail progress.
  • 24Hr recorded message gives details:                  866 866 6662 x1234   
       

My Real Estate Digest

SERVING: El Dorado and Sacramento County, California


 

Who Do You Know That Needs to be Saved From Foreclosure?

The effects of the so-called ‘Strategic Foreclosures’ are the wild card for housing in 2010-2012. Millions of homeowners are now upside down in their homes. There are many reasons to believe that their homes will remain ‘under water’ for years to come. In mid-2008 it was reported that the short sales realtors were closing had largely been on behalf of sellers who were choosing to do a strategic d
short-sale « WordPress.com Tag Feed by golfclubrealty 2 hours ago
Hi Friends and Family, As many of you may or may not know. Today is the day that the new HAFA ( Home Affordable Foreclosure Alternatives) program goes into effect. It is a way for homeowners who are unable to qualify for modification to pursue short sale or deed in lieu procedures. With that said, I have included an article from HUD stating that the term “foreclosure” can include properties with 6
short-sale « WordPress.com Tag Feed by deirdresellsrealestate 2 hours ago
Subject: Short Sales and Short Pay Offs Purpose: This mortgagee letter provides guidance to lenders and underwriters regarding borrower eligibility when -a perviously owned property was sold for less than what was owed (short sale), or – there is principal write down of indebtedness that cannot be refinnaced into a new mortgage (short pay off) Effective date: This guidance is eff
short-sale « WordPress.com Tag Feed by sabrinacole 3 hours ago
Few people like to be hovered over while they work, and I imagine home repair contractors are no exception.  But I’ve discovered the hard way that it’s important to watch—if not exactly hover over—contractors I hire to do work around my house.  Since I work at home, it’s easier and more productive for me to let the contractors work on their own while I disappear into my office. Unfortunately, this
JILL BERNI - Real Estate 19 hours ago

Real Estate Market Research ...courtesy of Jill BE

Help us to Save the Credit Rating of Someone You Know Who do you know that is behind on their House Payments...? Better still, who do you know that is borrowing from their Savings or Credit, trying to fool the Bank into thinking they are "current" ... Banks have recently changed the way they do business. Finally, the Rules have changed in your favor, to avoid a Foreclosure, and "7 yea
JILL BERNI| HowStuffWorks.com: Real Estate - Today 10 First-time Homebuyer Mistakes As a first time homebuyer, it's easy to make mistakes. Get educated here and learn the biggest mistakes to avoid as a first-time homebuyer. 1 hour ago 10 Things First-time Homebuyers Want, but Don't Need There are so
Short Sale Feed - Jill Berni Sacramento ... by "You can't bring Jill a problem that she hasn't Solved before" 5 days ago

Stopping Foreclosure

Just Visit: http://www.LoanModification-vs-ShortSale.com Help Save the Credit Rating of Someone You Know Who you know that is behind on their House Payments...? Better still, who do you know that is borrowing from their Savings or Credit, trying to fool the Bank into thinking they are "current" ... Banks have recently changed the way they do business. Finally, the Rules have changed i
**************** Licensed *********************** Fully Insured ****************************** Help STOP the FORECLOSURE Epidemic... Help someone you know Avoid "7years Bad Luck"in the Credit World... Know someone Facing Foreclosure?....Help us to help them at no Cost. We Beat the Banks at Their Own Game...20 years Experience...No Fee ever.. ..local Broker has all the details, so feel
**************** Licensed ******************** Fully Insured ********************************** ......................................................................................................................................................... Help STOP the FORECLOSURE Epidemic... . Help someone you know Avoid "7years Bad Luck"in the Credit World... Know someone Facing Foreclosure?...
********************************************************************************************* .... We just saved another Home from foreclosure...by Selling it to one of our Investor Clients with the intent to Lease it back to the Owners... Win-Win-Win ! The Occupant pays less per month, the investor buys the house below market, and no one even has to shampoo the carpets, or pack their bags

Active Short Sale Articles

********************************************* Licensed ************************** Fully Insured No Matter What You Owe, or Your Current Financial Situation...I will help you out with an simple Exit Strategy, and I Promise that you will "Land Well" ! http://www.ResistForeclosure.net 24Hr recorded message gives details:1 866 866 6662 x5555 SERVICE AREA (NORTHERN CALIFORNIA) Sacramento C
******************************************************************************************** ...no brag just fact !......JILL BERNI - "Celebrating 30 years of Customer Service" We Saved This Home From Foreclosure, and Helped Them Avoid 7 Years of Bad Credit .... Jill Berni - Celebrating 30 Years of Customer Service BROKER/OWNER 916 834-2822 916 933-4454 -fax WWW.GOTOOAKTREE.COM •Lo
.Really? ........................................................................................................................................................... .Don't feel alone. Lots of people, just like you, are Borrowing from their Credit Cards, and their Life Savings...just to "Appear" current on their Credit report.. .You will soon start tripping over everything you have "Swept under
Just Visit: http://www.LoanModification-vs-ShortSale.com Help Save the Credit Rating of Someone You Know Who you know that is behind on their House Payments...? Better still, who do you know that is borrowing from their Savings or Credit, trying to fool the Bank into thinking they are "current" ... Banks have recently changed the way they do business. Finally, the Rules have changed i


Real Estate Local Update ...courtesy of JILL BERNI -

JILL BERNI * Licensed* Fully Insured* (to a greater extent than most of her ... Sacramento South Land Park Greenhaven (95822), Sacramento Downtown Midtown ...
Social bookmarking for real estate. Organize, share, and discuss your search for on-line real estate. Dwellicious makes it easy to bookmark real estate ...
-- Free of Charge to Property Owner! -- Walk-Away with your Dignity and Resolve your Debt Avoiding Future Collections! -- Preserve your Credit! -- I Will Help You Achieve a Fresh Start! NOT SURE IF YOU QUALIFY FOR A SHORT SALE? - Owe more than your house is worth? - Having difficulty making your mortgage payments? - Do you want to postpone foreclosure and avoid deficiency j

Jill Berni Social Site Review

StumbleUpon.com: Sign In to get Your Personalized RecommendationsSource: www.stumbleupon.com    Stumbleupon.com/favorites/
Jill Berni's Facebook Links by Jill Berni 57 min
NetvibesSource: www.netvibes.comLeading personal start page to manage your digital life. Add widget to read your newspapers, play games, watch TV, movies, listen to podcasts, manage your social networks like Facebook, MySpace, read your emails from gmail or yahoo mail.
Jill Berni's Facebook Links by Jill Berni 1 hour ago
User:Eberni - AboutUs Wiki PageSource: www.aboutus.orgFrom AboutUs: See what information we have on User:Eberni and share your knowledge.    Planning a Move to Northern California with it's 4 Distinct Climates.Alpine, Temperate, Rain Forest, Coastal. It makes sense to Hire the most Experienced Realtor you can find. - JILL BERNI. Celebrating 30 years of Customer Service. "you can't bring he a Prob
Jill Berni's Facebook Links by Jill Berni 7 hours ago
shared by: allkinds on: Sunday, April 04, 2010Table comparing ADUs to Ohana Unit to Illegally rented Recreation Rooms
Docstoc feed for: Real Estate by allkinds 1 day ago
Know Someone Facing Foreclosure? Be an Anonymous Benefactor ! craigslist sacramento | fin... • 2 days


Yes, however an advocate who is trained in extracting useful information from you and then applying it in discussions with a lending institution with which there is already an established relationship is where the difference is made. A lender is less likely to modify the terms of the contract with a person that has had problems before and who has not had everything reviewed by legal counsel. Revie
Actor Beau Bridges, 68, brother to Oscar winner Jeff Bridges, has put his Hidden Hills, Calif., home on the market for $3.25 million. The word is that the actor will appear as "Rocky" in NBC's remake of "Rockford Files" Bridges' six-bedroom, six-bathroom home was designed by architect Marshall Lewis and sits on 1.15 acres at 5525 Jed Smith Road. The property includes mature landscaping with a poo
JILL BERNI - Real Estate 15 hours ago

SERVING: Northern California

Sacramento County

El Dorado County

Placer County

including:

***************************************************************************************************************.

Garden Valley (95633), Rescue (95672), Shingle Springs / Cameron Park (95682), Coloma (95613), Placerville (95667,) El Dorado Hills (95762), Cool (95614), Pilot Hill (95664), El Dorado (95623), Diamond Springs (95619), Lotus (95651), Placer County, Penryn (95663), Rocklin (95677), Granite Bay (95746), Roseville (95661), Lincoln (95645) Roseville (95747), Lincoln (95648), Roseville (95678), Loomis (95650), Newcastle (95658). Sacramento County, Carmichael (95608), North Sacramento Natomas Del Paso Heights (95838), Sacramento Elder Creek Fruitridge (95820), Citrus Heights (95621), North Sacramento Natomas Del Paso Heights (95833), Sacramento Elder Creek Fruitridge (95824), Sacramento Downtown Midtown (95816), North Sacramento Natomas Del Paso Heights (95835), Sacramento Florin & Vicinity (95829), North Sacramento Natomas Del Paso Heights (95834), North Sacramento Natomas Del Paso Heights (95836), Sacramento Florin & Vicinity (95830), East Sacramento & Vicinity (95817), Orangevale (95662), SACRAMENTO COUNTY Sacramento Florin & Vicinity (95828), East Sacramento & Vicinity (95819), Ranch Cordova Gold River (95670), Sacramento Foothill Farms (95842), Elk Grove (95758), Rancho Cordova (95742), Sacramento Franklin Freeport Vicinity (95823), Elk Grove (95757), Rancho Murieta (95683), Sacramento Franklin Freeport Vicinity (95832), Elk Grove (95624), Represa (95671), Sacramento International Airport & Vicinity (95837), Elverta (95626), Rio Linda (95673), Sacramento Land Park Curtis Park (95818), Fair Oaks (95628), North Highlands& Vicinity (95660), Sacramento Rosemont College Greens Mayhew (95827), Folsom & Vicinity (95630), Sacramento Antelope (95843), Sacramento Rosemont College Greens Mayhew (95826), Galt (95632), Sacramento Arden Arcade Creek Vicinity (95821), Sacramento So Land Park Greenhaven (95831), Herald (95638), Sacramento Arden Arcade Creek Vicinity (95841), Sacramento South Land Park Greenhaven (95822), Sacramento Downtown Midtown (95814), Sacramento Arden Arcade Creek Vicinity (95864), Sacramento Arden-Arcade Creek Vicinity (95815), Mather (95655), Sacramento Arden Arcade Creek Vicinity (95825), Wilton (95693). Jill Berni - Celebrating 30 Years of Customer Service BROKER/OWNER 916 834-2822 916 933-4454 -fax WWW.GOTOOAKTREE.COM Broker#01043608 •Location: Sacramento Placer El Dorado ,Realtor in El Dorado Hills,Realtor,Oak tree home and loan, El Dorado Hills,CA,REO,inventory,MLS,listings,evaluation,appraisal,Bank-owned,Sacramento,home,loan,first time,buyer,mortgages,my,real estate,forclosure,foreclosure,lendingtree,purchase 100%,relocation,find,Asset Management,home,loans,pre foreclosure,pre forclosure, investors,roseville,homes,apply,rates,report,experian,short sale,credit report,bank owned,house,my house,stop foreclosure,bulk purchase,properties,inventory,California, mortgage,relocating,non performing,BPO,Broker opinion,Lenders,Jill Berni,Placer,Mortgage Broker, Rates,purchase,for sale,refinance,purchase, consolidate,cash out,homeloan,rates, Equity,Refinancing,qualified,prequalified,qualify,prequalify,pre qualified,pre qualify,Jill Berni,Berni,Agent,Shortsale,short-sale,short sale,R.E.O.,preforeclosure,preforclosure,foreclosure,BPO,bank owned,asset,repo,oak,tree,citrus heights,loan,apply on-line,sell,sale,sold,selling,lending,purchase,100%,relocation,home depot,reo speedwagon,construction,realtor,realtor.com, investors,northern california,new,apply,Find,Placer,el dorado,eldorado,credit,first time,homebuyer,Auburn,antelope,cameron park,cameron park,lotus,cool,rescue,placerville,serrano,rancho murieta,sloughhouse,slough house,carmichael,gold river,el dorado hills,elk grove,elverta,folsom,rescue,empire ranch,granite bay,laguna,lincoln,placerville,rancho cordova,rancho murieta,shingle springs,citrusheights,citrus hts, West sacramento,placer,county,Oak, tree, oaktree,realestate,Oak tree •Location: -Sacramento -El Dorado -Placer . Garden Valley (95633), Rescue (95672), Shingle Springs / Cameron Park (95682), Coloma (95613), Placerville (95667,) El Dorado Hills (95762), Cool (95614), Pilot Hill (95664), El Dorado (95623), Diamond Springs (95619), Lotus (95651), Placer County, Penryn (95663), Rocklin (95677), Granite Bay (95746), Roseville (95661), Lincoln (95645) Roseville (95747), Lincoln (95648), Roseville (95678), Loomis (95650), Newcastle (95658). Sacramento County, Carmichael (95608), North Sacramento Natomas Del Paso Heights (95838), Sacramento Elder Creek Fruitridge (95820), Citrus Heights (95621), North Sacramento Natomas Del Paso Heights (95833), Sacramento Elder Creek Fruitridge (95824), Sacramento Downtown Midtown (95816), North Sacramento Natomas Del Paso Heights (95835), Sacramento Florin & Vicinity (95829), North Sacramento Natomas Del Paso Heights (95834), North Sacramento Natomas Del Paso Heights (95836), Sacramento Florin & Vicinity (95830), East Sacramento & Vicinity (95817), Orangevale (95662), SACRAMENTO COUNTY Sacramento Florin & Vicinity (95828), East Sacramento & Vicinity (95819), Ranch Cordova Gold River (95670), Sacramento Foothill Farms (95842), Elk Grove (95758), Rancho Cordova (95742), Sacramento Franklin Freeport Vicinity (95823), Elk Grove (95757), Rancho Murieta (95683), Sacramento Franklin Freeport Vicinity (95832), Elk Grove (95624), Represa (95671), Sacramento International Airport & Vicinity (95837), Elverta (95626), Rio Linda (95673), Sacramento Land Park Curtis Park (95818), Fair Oaks (95628), North Highlands& Vicinity (95660), Sacramento Rosemont College Greens Mayhew (95827), Folsom & Vicinity (95630), Sacramento Antelope (95843), Sacramento Rosemont College Greens Mayhew (95826), Galt (95632), Sacramento Arden Arcade Creek Vicinity (95821), Sacramento So Land Park Greenhaven (95831), Herald (95638), Sacramento Arden Arcade Creek Vicinity (95841), Sacramento South Land Park Greenhaven (95822), Sacramento Downtown Midtown (95814), Sacramento Arden Arcade Creek Vicinity (95864), Sacramento Arden-Arcade Creek Vicinity (95815), Mather (95655), Sacramento Arden Arcade Creek Vicinity (95825), Wilton (95693). http://www.goyooaktree.com


 
















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OakTree Home & Loan - Broker/Owner

I Will Sell Your Home For...s Worth - Speeding survey