Our Commitment

At Michigan X-Press Mortgage Home Loans, we are committed to responsible lending and helping you become a successful homeowner. That is why we offer helpful resources like our Clarity Commitment™ document—a simple, one-page loan summary written in plain language, so you can understand what you are getting.

This is something you will receive at the beginning of the loan process along with your welcome kit. And then once again at closing, when your final home loan numbers are available.

There is also our new interactive Michigan X-Press Mortgage Home Loan Guide, which walks you through the home loan process. As well, there are programs and support for helping people stay in their homes. And when you are ready for personal assistance, our loan originators is available to help by phone or in person.

We believe getting your home loan from a lender you trust is important. That is why you will appreciate how clearly the Clarity Commitment document is written.

·         It serves as a simple, one page summary of key terms of your mortgage

·         Details are in easy-to-understand language, so you know what you’re getting

·         All of the important payment terms are highlighted

A home loan is not just about getting the best deal—it is about getting the right deals with no surprises.

It is important to take your time and to carefully fill out the application, because incomplete or inaccurate information can significantly slow the process. Fully disclosing everything about your finances is vital to getting your loan approved, while trying to hide credit problems or holding back requested documents can only work against you.

Finally, all your hard work will be rewarded as you sign the paperwork to take ownership of your new home. There will be many documents to sign, but your mortgage professional and the closing agent will be close by if you have any questions about what you are signing.