Money is a bad master but a good servant. Whatever it is for you, it needs good management anyway. Personal finance is the management of your money.

Management of your money is obstructed by persistent (and sometimes annoying)agents and financial advisors, aggressive financial product companies with huge advertising budgets and our own ignorance of the knowledge required (and maybe the inertia?) to manage our money!!

(Image courtesy : http://iwillteachyoutoberich.com , a rich source of information on finance and entrepreneurship)

It is vital to "take responsibility for yourself". And the first step to do it is to be well informed.

We do not sell any financial product and do not represent any financial product company. So we'll be independent and unbiased. Ofcourse, we'll associate with Google/ Amazon to put in ads to generate some revenues for us.

We believe that information leads to knowledge and knowledge is power. This site is dedicated to both Personal and Business Finance. It is easily overlooked that understanding Finance is of vital importance to every individual. Whether you are dealing with your individual finances or with your company affairs, knowledge of finance is critical. 

Failing to plan is planning to fail. It is very true for personal finance. Personal finance looks at how an individual's money and future is managed.It involves analyzing their current financial position, predicting short-term and long-term needs, and recommending a financial strategy. This may involve advice on retirement planning or pensions, wealth creation through stocks and mutual funds, children’s education, home loans, life insurance, and other investment.

Isn't it also vital to understand corporate financial information, understand how accounting data flows and evaluate corporate financial performance and understand the language of accounting and finance.

We will also attempt to chronicle the development and promotion of standards for Financial Planning to benefit the general public in the country. We will also make an effort to explain financial management for businesses in simple language (Finance for non finance executives: FFNFE)

Even at the cost of repeatition, we repeat that it is vital to "take responsibility for yourself". And the first step to do it is to be well informed. We do not sell any financial product and do not represent any financial product company. So we'll be independent and unbiased.

The only agenda we have is to inform and if you have been benefitted, we want you to tell all your friends and well wishers about this site. Thanks for visiting.

We welcome your feedback, articles and suggestions to improve this site. If you want to contribute by writing articles on a relevant subject, you are more than welcome. Please write to financeforu@gmail.com or ranjanvarma@gmail.com