Mortgage Solutions: Residential + Commercial + TIC

1720 South Amphlett Blvd. # 310, San Mateo, CA 94402

"We Promote Diversity!"

Mission Statement:

"Responsible closing equates to customers' satisfaction"!. We apply this simple philosophy in meeting our clients' expectation. At, Empire Capital Mortgage, we pride ourselves with high regard of professional work ethics. We adapt with the ever changing market climate and adjust with the advancing technology, that involves creativity. We are open to ideas that can strengthen our thriving business. We implement outstanding entrepreneurial knowledge to our passionate team members. In turn, they share these powerful tools with our customers. Our dedication speaks volume. Most importantly...

We love what we do!

Related Links:

Ask about our competitive rates

and unmatched niches!

APPLY FOR A LOAN !

(Print Forms/ PDF)

Loan Application 1003

Borrowers Signature Authorization

Fair Lending Notice

Mortgage Loan Disclosure

Notice of Right to Receive a Copy of Appraisal

CHECKLIST for PreQual

RESIDENTIAL

Pay Stubs - Past 2 Mos
Tax Returns – Past 2 Yrs
W2’s – Past 2 Yrs
Checking Acct, Bank Stmnts– Past 2 Mos
Savings Acct, Bank Stmtns – Past 2 Mos
401K, IRA’s, Stocks – Copies
1099 if Self Employed – Past 2 Yrs
Payment Coupon – Current Lender
Hazard Insurance Policy – Copy

COMMERCIAL

YTD Income & Expense (operating history) Past 2 Yrs
Current Rent Roll (Multifamily)
Lease Summary (Commercial)
Photos including front, side, rear, parking and street scenes
Loan Application (1003) Filled Out
Credit Report or signed credit authorization for "Principals"
Real Estate Schedule for borrowing entity and principals
Recent 2 years tax returns for borrowing entity and principals

STAFF:

Carole Elardo
Geena Herrera
Natashia Faustino
Owen Geronimo
Michelle Artap
Rachel Artap
Ricardo Grimaldi
Richard Cruz
Stanley Artap

Click Here to Join Our Team!

Become a Loan Officer

Part-time OK - 20 hours a week. Commission only. Work from home - reporting in the office is advisable. You must have a computer with printer and access to the internet. Be Driven and Business Goal/ Result oriented. Bi-Lingual A Plus.

10 Reasons to jump start your career with us:

Google (1 page) Web Page with Gmail email Account
Business Cards (100 Count - Colored)
Mortgage Software – Point (CD Rom Copy)
Leads - Farm Listings for Telemarketing
Training – Sales & Mortgage Lending & Marketing - Once a month (3-4 hours)
Seminar – Lender Products – Open Dates - must rsvp
Membership and access of our Yahoo Group (serve as an intranet) for learning materials
Access to MLS Listings
DRE Materials for your license exam
Entrepreneur Mentorship provided

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Contact Owen Geronimo. For Business Development/ B2B Promotions & Marketing

Popular Residential Mortgage Products

0 (Zero) Rate & No Payments for the First 90 Days
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1% for 5 Years Fixed below 70% LTV
(40Year Term Available)
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50 Year Amortization starts @ 6.375% Fixed Loan
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Option ARMS & Bi-Weekly Payments

Lower your monthly
with Interest Only Option
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Super No Doc or Scoreless Portfolio
Blank Income and Employment
No Mortgage or Rental History
Foreign Nationals (No SS#)
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Foreclosure Bailout and Bankruptcy Loans
Cross Liens and Bridge Loans
Not A Problem.
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Commercial Loan (Up to 90% LTV) Up to $1.5 M

> 580+ credit scores for primary borrower/ guarantor
> Owner occupied or investor properties acceptable
> 6-month adjustable; 2, 3 and 7-year fixed,

then adjustable; declining fixed
> Rate and Interest only programs available
> Approvals in 72 hours and closing in 45 days

Type of properties we finance up to 90% LTV are:

Multifamily, Mixed-use, Bed & Breakfast, Light Industrial,
Mobile Home Park, Office, Retail, Self Storage, Warehouse
Automotive, Flagged Hospitality, Funeral Home, Industrial
Rooming House, Day Care, Health Care, Restaurants, RV Park
Unflagged Hospitality, Marina, Land, Apartment Buildings,

Office Buildings and Shopping Centers.

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TO BETTER SERVE YOU !

We have provided a Pre-Qual Form below:

(All required field must be filled out

fill in N/A if it does not apply to you)

First and Last Name *
email: *
E-mail Address: *
Cell Phone: *
Home Phone: *
Home Address: *
City, State, Zip *
Are You Looking to Refinance or Purchase A Home?	Refinance Purchase A Home
Subject: *
What is your monthly salary, include all resources?
Refi - Do you need cash-out? How much?
Refi - Who's your current mortgage lender?
Refi - How much is your monthly mortgage payment? How much is the current balance of your loan?
Refi - What is your current rate? Type of loan program? Any prepayment penalty?
Refi - What type of loan are you looking for? Fixed/ Adjustable/ Equity Line/ Second Mortgage/ Commercial *	Fixed Adjustable/ Variable Rate Oprtion ARM Interest Only Second Mortgage/ Equity Line Commercial Loan (See Requirements)
Refi - How much is the Estimate Current Property Value? *
Purchase - What type of property are you looking for? Single Family/ Condo/ Loft/ Townhouse? *	Single Family Condo Loft Townhome Commercial (See Requirements)
Purchase - How much is your downpayment? If any? *
Purchase - Amount of Sales Price you are looking for? *
Purchase - Are you being represented by a realtor? Yer or No? If Yes, Who? Phone#? *
What is your latest FICO Score? *
If none, do you want to request a credit report pulled? Yes or No *	Yes No
What is your Social Security No#? By answering YES, above, you are authorizing us to pull your credit report. *
When is the best time to contact you? Specify time. *
Who is your Loan Officer with Empire Capital Mortgage? Provide name? *
How did you hear about us? Referral/ Internet/ Ad/ Flier ? *	Referral Internet Newspaper Ad Flier Mailings Other
Do you have any referrals? Name? Phone? email?


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email:

empirecapitalmortgage@gmail.com

Add Empire Capital Mortgage to your Address Book in Plaxo!