These are turbulent economic times. 

The economy is changing which means adjusting your finances; don't cancel your insurance, get a review of your coverage and lower your payments.  

Its that time again- your home, auto, life, health, or business insurance policy renewal offer is in front of you.   Is it the best price you can get ?  Is it the best protection?  Do you have time to look for better prices?  Is your agent doing the best job for you?

Do you have alot of tickets and worry that the cost is too high?  Did you know you could probably get a 6 month basic insurance policy for less than the amount of the no insurance fine?    You can start out with minimum coverage and add coverage as tickets drop off of your record.  

The first thing you need to do is find a good agent.  A good agent is committed to giving you the right coverage at affordable prices and  offer personal service with  professional work ethics. 

  Email Deborah West for your no obligation insurance quotes or questions.

  Safeco      Fidelity      Progressive      GMAC      Bristol

              Pemco     Viking        Victoria      FIC/Unitrin     Kemper        

  INSURANCE TIPS:

• Before you buy a car; talk to your agent to avoid high costs.
• Buy for both your home and auto to save.
• Maintain Good Credit.
•  Do not call in a claim unless you absolutely cannot afford to pay for it; this will keep your rates from going up.

  What is the diffence in car insurance coverage and why do you need it? 

*One out of eight serious automobile accidents is caused by a driver without insurance.  What if you choose not to be insured or choose not to buy Uninsured motorist coverage?

 I am in independent insurance agent which means I have access to many  insurance companies that are remaining strong and steady during this fluctuating economy and I do not charge a Brokers fee.   Having such a variety of companies means I can offer you a company that meets your  specific needs .  For Example: payment options, many tickets,  no prior insurance coverage, looking for preferred companies, one month down & more.    I can offer affordable rates for teen driver's and not so good driving records including  SR22 filings.  If you combine policies such as auto and home or auto and renter's additional discounts can add up to 30% off.           

I would appreciate the opportunity to help you discover if you have the lowest prices and the right coverage for you.  I will be happy review your coverage and offer you a quote from one of our many companys to compare to your current coverage and price. 

I work for Accurate Insurance Inc; a family owned company with over 50 years of combined experience.   Offering personal and professional service to all clients.   We are licensed in Washington, Idaho, and Oregon to sell protection for most Vehicles, Home and Rental Properties,   Small and Large Business, Commercial,  Bonds and more.  We even sell Wedding Plan protection and Liquor Liability for that big party. 

If you are moving to Washington, Idaho or Oregon from another state and would like  a quote with the same company you are currently with I will be happy to help.  The rates in some states will be higher than others, but it is my job to get you the best price.                     

•  Do You Want to Save Money-and Make Sure Your Family has the Security They Need?   
• Business or Commercial Insurance information
• Home Insurance at its best! 
• Do's and Don'ts to get the best rates! 

The "Full Coverage" Myth

There is an attractive myth out there that if you have purchased “full coverage” from your car insurance company, anything and everything will be covered when an automobile accident occurs.  It is an absolute Myth. 

If a customer purchases Liability, Comprehensive, Collision, PIP, and Uninsured Motorist they still do not have "full coverage" they now have “some coverage” in each area. Most insurance agents try to avoid using the term “full coverage” because of this confusion.  It is not important whether you have “full coverage” or not, what matters is that you have enough coverage for you and your vehicles.

What I have to offer!

• Auto Coverage - Premier, Preferred and Standard, also for Motor Homes, RV's, Boats and Motorcycles
• Homeowners - Homeowners, Earthquake, Renters, Condo , Landlords, Mobile Homes and Flood.
• Business/ Commercial - Business insurance, Workers compensation, Bonds, Professional Liability, Stand Alone Umbrella and CPL.
• Life - Level Term and Universal Life,  Long-Term Care, .
• Claims: Handled 24 Hours a day.  
• Personal service; I provide you with my personal cell so if you need help with your insurance or just have a question you are taken care of. 
• We all have access to your file's which are kept confidential, but you will be helped right  you right away rather than waiting a day or two.