Recipe submitted by Desiree

Ingredients
1/2 cup butter
1/2 cup flour
2 teaspoons salt
1/2 teaspoon pepper
3 cups milk
3 cups ham, cooked
1 large green pepper, chopped
1 large onion, chopped
1/2 cup cheddar cheese, shredded
5 cups potatoes, pared and sliced

Directions
1) Melt butter in large sauce pan over low heat; blend in flour, salt, and pepper.
2) Cook, stirring constantly, for about 1 minute. Remove from heat gradually stir in milk.
3) Return to heat; cook until thickened and bubbly.
4) Fold in ham, onion, green pepper and cheese. Pour over potatoes in a large bowl.
5) Stir gently then move into a buttered 13X4-inch baking dish; cover with foil.
6) Bake at 350 degrees for 30 minutes.
7) Uncover and continue to bake for 1 hour.
8) Let stand for 10 minutes before serving.

oh yeah cooking time is a little off, but I also throw in a ton of garlic when making the sauce, I'm a garlic NUT...but, dish dash of a few other seasonings like CHIVES are bomb too .... good luck its a yummy one!!

♥Des