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Are You Considering Filing Bankruptcy in California?

Thank you for visiting our site.  If you are considering filing bankruptcy in Southern California and want to be represented by a California Bankruptcy Attorney throughout the process, you have come to the right place.  We are fast, efficient, and pay attention to the unique details of each case. Simply put, we provide the best service at the best rates. 

If you hire an Attorney to prepare your case, shouldn't you get to communicate directly with that Attorney? That's the personal service we provide at The Debt Relief Law Center.

How Did I Get Myself Into This Situation?

While most Americans are honest, hard working people, it is undeniable there are a variety of events which cause people to fall behind in their financial obligations, rendering them unable to meet their most basic needs. Some of the more common reasons for filing bankruptcy include large medical bills related to an unexpected illness, divorce, and loss of employment; however, there are many other reasons such as the current real estate/mortgage market. We can help you avoid foreclosure in California, and in some circumstances we can even wipe out second and third mortgages. It is imperative you speak to a San Diego Lawyer who has experience with these complex issues and can properly advise you. View our FAQ's page for answers to commonly asked questions.

Relieve Your Stress

To add to this stress, the Federal Government has recently mandated credit card companies double their minimum payments, rendering many consumers unable to make their minimum payments and meet their essential living expenses.

In addition, many California consumers who have purchased or refinanced homes in recent years have done so using adjustable rate mortgages (ARM’s), often with interest only payments or even worse, negative amortization loans which actually decrease the homeowners’ equity.  These homeowners often find themselves in payment shock when their adjustable rate mortgages jump significantly with rising interest rates.  The increase in a mortgage payment alone can be substantial; however, when combined with a falling housing market, the events described above, can prove devastating.

You're Not Alone

The thought of filing bankruptcy seems overwhelming at first and some people feel shameful or embarrassed in the beginning. The truth is that millions of people file for bankruptcy every year in order to get the fresh start provided for under the United States Bankruptcy Code.  Actually, filing for bankruptcy may be the most responsible step you make in securing a healthy financial future for you and your family.

Deciding to file California bankruptcy is a serious decision and every situation is unique.  There are many important factors to consider, which is why it is imperative to have a qualified California Bankruptcy Attorney review your unique situation. Rest assured, you have come to the right place. 

Compassionate & Confidential Service

At the Debt Relief Law Center your unique situation will be personally reviewed by a licensed California Bankruptcy Attorney.  Further, your bankruptcy Petition and Schedules will be prepared by an Attorney, not a Paralegal or other “document preparer.”  While all California bankruptcy filings are public information, it is not likely anyone you know will ever find out you filed bankruptcy. Our office will do all we can to maintain your confidentiality and will provide you with compassionate, caring, effective and efficient service. 

Contact us now to schedule your FREE CONSULTATION!

*We are a debt relief agency (at least until the law is clarified on this point.) We help people file for relief under the Bankruptcy Code.