John Bogle, the visionary who founded Vanguard Investments, once said that “the greatest enemy of a good plan is the dream of a perfect plan”. We too subscribe to this philosophy and use a process-oriented approach to develop a financial plan tailored to your specific needs and goals.

Data Gathering and Goal Setting

Our whole process is about you, so we work to thoroughly understand your particular needs, goals and dreams.

~  Pursuing and managing wealth should be a means to an end, not vice versa. 

~  We help you assess and articulate your short and long-term needs, your risk tolerance, and the role your 
    finances will play in your life. 

~  In helping us learn about you, you will gain a better understanding about what kind of future you are working for.

Plan Design
We believe simplicity and manageability are vital to the success of any good plan

~  Every plan starts out as a clean sheet of paper and is constructed from the ground up.

~  By using sophisticated analysis like Strategic Simulation Financial Modelling and Modern Portfolio Theory, we cut through the complexities of
    the “information age” to gain a clear understanding of how to target your goals.

~  We make sure that we can communicate the fundamentals of your plan in clear, understandable language.

Plan Implementation and Management
No matter how well a plan is designed, diligent, hands-on implementation and management is critical to the ultimate success of the plan

~  Through the use of monthly statements, quarterly performance reports and our client newsletter, we foster ongoing communication with all our
     clients.

~  At your Annual Financial Planning Review, we review your plan from top to bottom and make revisions as necessary.

~  Financial management is an ever-evolving process. We are constantly learning about tax changes, new investment products,
    new approaches to problem solving, etc., which we then apply to your plan.

 

 

 

159 Warren Street. PO Box 920139