A Low Cost Franchise

franchise
a statutory right or privilege granted to a person or group by a government (especially the rights of citizenship and the right to vote)
A business or service given such authorization to operate
An authorization granted by a government or company to an individual or group enabling them to carry out specified commercial activities, e.g., providing a broadcasting service or acting as an agent for a company's products
an authorization to sell a company's goods or services in a particular place
An authorization given by a league to own a sports team
grant a franchise to

low cost
No-frills or no frills is a term used to describe any service or product for which the non-essential features have been removed to keep the price low. The use of the term "frills" refers to a style of fabric decoration.
The cost of computing a hash function must be small enough to make a hashing-based solution more efficient than alternative approaches. For instance, a self-balancing binary tree can locate an item in a sorted table of n items with O(log n) key comparisons.
that you have the financial means for; "low-cost housing"