Centru Narodne banke Srbije za korisnike finansijskih usluga nedavno su se obraćali građani koji su putem telefona dobili upozorenje da određene banke imaju problema sa solventnošću. Center National Bank of Serbia for the users of financial services recently were obraćali citizens who have received the phone message that certain banks have a problem with solventnošću. Dobronamerni pozivari se u informacijama oslanjaju na renomirane strane agencije i građanima su savetovali da povuku novac i ušteđevinu iz spornih banaka. Well-meaning messengers in the information based on the renowned Page agencies and citizens are advised to withdraw the money and savings from the disputed bank.

Uplašeni građani nemaju mnogo razloga za brigu. Frightened citizens have many reasons for concern. Povodom celog slučaja oglasio se i NBS. Listed on the occasion of the case and the NBS. U saopštenju se kaže da su oni jedina institucija koja je zadužena i odgovorna za praćenje likvidnosti i solventnosti bankarskog sektora u Srbiji. The statement said that they are the only institution which is in charge and responsible for monitoring the liquidity and solvency in banking sector in Serbia. NBS upozorava građane na to da ne nasedaju na priče pojedinaca koji se pozivaju na izmišljene institucije i savetuju ih da podignu novac iz banke. NBS warns citizens to not nasedaju the stories of individuals who are invited to the imaginary institution and advise them to withdraw money from banks. Posebno ovim “ekspertima” ne treba ništa govoriti o visini uloga, davati im svoje podatke, od adrese do brojeva telefona. Especially these "experts" should not be anything to talk about the amount bid, give them your information, from addresses to phone numbers.

Ove informacije imaju za cilj stvaranje nepoverenja u stabilnost finansijskog sistema zemlje i pojedinih banka. This information is aimed at creating distrust in the stability of the financial system of the country and individual bank. Osim toga, širenje lažnih vesti, kao što su ove, predstavlja krivično delo, pa su povodom ovog slučaja u toku brojne provere. In addition, the spread of false news, as this is a criminal act, and on the occasion of this case in a number of checks.
Što se tiče uloga građana, oni su sigurni. As regards the role of citizens, they are sure. Država garantuje za sve do 50.000 evra, a preko Agencije za osiguranje depozita. State guarantees for up to 50,000 euro, through the Agency for deposit insurance. S obzirom na to da kod nas čak 80 odsto depozita ne prelazi 3.000 evra, jasno je da većina građana može mirno spavati s ovim pokrićem, bez straha da će se ovo malo što su zaštedeli pretvoriti u “staru deviznu štednju”. As with us, even 80 percent of the deposit does not exceed 3,000 euros, it is clear that most citizens can sleep peacefully with this cover, without fear that this little zaštedeli which are turned into "old foreign currency savings". A ukoliko poslušaju “dobri glas iz slušalice”, imaju šta da izgube. And if you hear the "good voice from the headset," have what to lose. Kamata na oročena devizna sredstva kreće se, ako je ulog po viđenju, od jedan do pet procenata godišnje. Interest on term deposit foreign currency funds range, if the bid by a vision, from one to five per year. Kod oročenih deviza to je od osam do devet posto godišnje, mada kod nas ima i banaka koje kod stepenaste štednje daju mesečnu kamatu pre razročenja mesečno i 12 posto na godišnjem nivou. In oročenih foreign exchange to the eight to nine per year, although in our banks and is in the degree of savings provide monthly interest before razročenja month and 12 per cent on an annual basis.
O držanju ovako velike sume novca kod kuće i rizicima koje to donosi ne treba ni govoriti. About držanju such large sums of money at home and risks to pass do not even need to speak. Svako ko u kući ima više od hiljadu evra, trebalo bi da ima sigurnosna vrata. Everyone in the house has more than a thousand euros, should have a security door. Znači, umesto zarade – trošak. So, instead of earnings - cost.

Mnogi će ovim povodom kratko prokomentarisati “Bože, čega se sve ljudi neće setiti”. Many of these will be the occasion of a short prokomentarisati "Oh, my God, which all people will remember." Da li su naši ljudi tako naivni da više veruju anonimnom glasu s druge strane žice nego institucijama? Are our people so naive to believe more anonymous voice from the other wires, but the institutions? Deo krivice za to snose i banke. Part of guilt to bear, and banks. Mnoge od njih su, kada su pre dve godine krediti kod nas bili u ekspanziji, zvali klijente kući baš telefonom da im nude kredite, obaveštavali ih o uslovima i pozivali u banku da ih podignu. Many of them are, when two years ago loans were with us in the expansion, called customers home phone just to offer loans, obaveštavali them about the conditions and called the bank to raise them. Isto se već dešavalo kada su u pitanju štedne kampanje. The same is already happening with respect to savings campaign. A sve to iskoristio je neko treći. And to use is a third. Zato je jedini savet klijentima: verujte zvaničnim institucijama, a ne agencijama za koje većina nikada nije čula. Therefore, the only advice to clients: trust the official institutions, and not the agencies for which most had never heard.

D. D. Vujošević Vujosevic