First read "Simple, easy, drive thru house buying." If that is not you then we start here. Different people have different personalities and preferences. To be a good agent I purpose to listen to what people want and meet them there. You will define the agent client relationship as we work together to get you into the home you love. If you are the hands on, take matters into my own hands type, then you will want to work the following steps.
Buying a house is different than any other transaction you have made before. When we shop we are accustomed to sizing up what the choices are out there, picking our favorite, and saying “give me that one." Buying a house can be much more complex. It isn't unusual that it takes months. There can be a lot of work like, phone calls, paperwork, faxes, emails. Get ready and expect that. Sometimes it doesn’t feel like you are buying a house, but it is all necessary steps that you have to go through. The first step is like that, it doesn't feel like you are buying a house, but these are the things that have to be done to get there.
Most people are going to have to borrow most of the money to buy the house. The first step is to figure out basically, financially, what your options are so you can figure out what type of home you can qualify to get. There are many factors that are considered when loan institutions determine what your loan options are. A key factor is your credit score. Your credit score is a number they come up with based on records of what you credit and financial activities have been. A good loan officer can help you get this aspect of things arranged. Please ask and talk to me about loan officers and companies. Some are better than others. Some are really bad, some are really good. Let me coach you on finding the one that will bring you the best results. Give me a call so I can help. Happy to do it.
This will result in finding out how much loan you qualify for and getting prequalified. Then we are shopping. woooo hoooo
1-19-11 |